Astrive Student Loans Knowledge Base
Is Astrive a good company for student loans? I've doing research and Astrive students loans says that you can take out loans up to $40,000 a year and up to $130000 in your lifetime. It seems a lot more reasonable than other websites. Is it too good to be true? Is there some kind of catch or is it a good way to help me go to college?
What enrollment dates should i have put on my Astrive Student Loan? I'm about to mail my astrive student loan but i'm wondering. What enrollment dates should I have put on there? I put for the entire school year becuase i'll be attending the fall and spring smesters. Or did they want only the fall semseter since that is what my acceptance letter says. However i will be using the money that i request for the entire year.
Citibank student loans, are they harder to get than astrive? Astrive approves me for student loans all the time using my mom as the co-signer but Citibank recently denied me for a $5000 loan. I noticed their interest rate and origination fee rate were much lower though than astrive. I'm assuming it's just harder to get approved by them because they offer better rates or whatever. Does anyone have experience with how hard or not it is to get approved by them?
Bank of America and Astrive student loans related because of TERI? Okay, so I borrowed the maximum amount for the current fiscal year through astrive and can't borrow anymore until July 1st through them. They are managed by TERI or whatever. But I need money right now for living expenses etc. So I went and tried to get a loan with Bank Of America with their education maximizer student loan but I noticed it's through TERI too. And It got denied. If Astrive and Bank Of America both manage their loan programs with TERI did my BOA loan probably get denied because TERI is telling them I can't borrow anymore until the Next fiscal year (july 1st)? PS: please don't lecture me on the future burden of taking out private student loans. Im aware, but I financially don't have many options and will have to deal with the payments when they come in the future. Thanks. With all due respect Ellen, I'm well aware of what The differences are between federal and private student loans. I'm just inqurining to see if there's anyone out there that thinks maybe my recent loan app. got denied because TERI is the central destination or something for all apps. to get approved and if there's a limit with TERI then astrive or BOA can't approve the app. until the next fiscal year. If anyone knows for sure I appreciate.....
What is a good student loan organization that helps students take out student loans without having to have a? co-signer? Please respond as soon as possible because I am trying to search for student loans without a co-signer before i go back to school in the fall of 2007. I tried to do astrive student loans but they need a qualified co-signer and I don't know if a member of my family is willing to do that. So please if u know of any organizations or whatever that helps students with loans without a co-signer please let me know. Thanks a bunch.
How do consolidate my student loans? I am considering some other loan products other than the ones through FAFSA (Stafford Sub and Unsub). I started to look at the Astrive student loans. I am concerned that anything other than what i can get through FAFSA is dangerous. What should I do?
Is astrive student loan still in operation? I made an application and got approved, but when I tried calling the 800 number to ask some questions the number is disconnected and now there is no way of reaching them. I don't even see there commercials anymore on TV. Are they in business still or did they go belly up?
Should I take out an astrive student loan? I had fin aid from my school but I haven't been awarded any for this year. I pay out of state tuition and I don't want to leave the total burden of that on my parents. Plus, my rent went up for the year and my job just doesn't cover it.
Which is the best loan company? Astrive, Campus Door or Chase Student Loans? Which is the easiest to get approved? I was approved for the last 3 years with Astrive, but their website has been down and Campus Door and Chase both put my max. loan amount for my school at $10,000 less than Astrive. Please, don't waste your time answering with spam messages with links to websites or email addresses. I'm only looking at these 3 loan companies.
Confused about astrive student loan??? Okay, I sent my signed credit agreement and my co-signer's proof of income in to Astrive the other day. The loan is for $17,000 for the quarter I'm about finish up and the one I'm starting next month. I'm using the money to pay off some bills, acquire a new car and support myself while finishing up the degree. The loan was originally for $6,000. But they told me if I wanted to change the amount to just enter a new amount and initialize th change. So I changed it to 17,000 and initialized it. I'm confused really about the disbursement. Everyone on Yahoo questions says it will be divided up. But Astrive told me I will get the whole loan at once. Can anyone clarify this for me? It's killing me not knowing how to plan out how I manage the funds. Thanks, again. Thx podcast
Private student loans and buying a car? My boyfriend took out an Astrive student loan for $5000 dollars and bought a car with it. I want to do something similar, by paying off the rest of my car (about $4000) and trading it in and taking out another 4-5 thousand to get a new car. I am commuting to school next year, and I'm driving a truck right now. I really need a more economic car or I'm not going to make it. Any suggestions for a company I can go with to get a student loan for this kind of thing, other than Astrive? Well, I'm saving 15 grand by living off campus, so I see taking out the loan to get a car as saving money. Having trouble finding a job means I wouldn't be able to make monthly payments for a car, so this is kind of my only option. My real question is what loan companies send the check to you instead of your school... I've already maxed out my federal loans so private funding is all I can get anyway. Ummm, yeah, I got that. I was hoping to get more than three so I could look around a little more. In case you didn't see how the other two responses weren't exactly helpful. By the way, it's people like you that end up dying alone because they have no friends, because they are condescending jerks. I really don't know what else you suggest I do. Unless you think I should walk the 69 miles to school from my house or if YOU want to give me a job since no one else is. Sometimes people have nowhere else to go and this is all they can do. If I just get a car and try to make payments on it, while paying off my truck, I'll just get in worse debt. If I keep driving my truck, I won't make it to school either because right now it costs about 50 bucks to make it. At least this way I have four years to be able to get a job that can make the payments for the loan.
Astrive student loans? Anyone heard about this company? Is it a good place to borrow loans from? What do I have to do to be eligible?
WHAT THE HELL IS UP WITH THESE DUMB COMMERCIALS ABOUT STUDENT LOANS! they are all the same too!? seriously, each commercial is exactly the same. i watched one about laurel collegiate loans and one about astrive and the ONLY difference between both commercials is one said u dont have to pay a cent until after you graduate and the other said dime. THAT WAS IT. is this some new pyramid scheme sorta like online colleges? every1 knows online colleges are bogus. non transferable credits? if you go into an online college agreeing to something like that then you really are dumb and i guess belong to the online college crowd.
Can a private student loan be used to purchase a car? I commute everyday to school and am in desparate need of transportation. I've been looking around the internet at different private student loans (astrive, thinkfinancial). They have lists of what you can/can't use the money for.."transportation to and from" school is on the list...but it never comes straight out and says if that includes the purchase of a car (used) or not. I was just wondering if any one knew the answer to this for sure. Honestly, I consider a vehicle an essential part of my education....but I don't want to get in trouble....let me know!! :)
where can i get student loans? what are some great student or parent student loan organizations excluding fafsa? i know astrive is one, what are some others? i have done my fafsa, and small scholarships.
Does Sallie Mae for student loans make the check to you or the school? I was wondering because I needed to take about about 500 extra since im taking seven classes and the price of books is going to be extremly expensive. My parents are not helping me out so I need to come up the money on my own. Normally I go with astrive but they have been down for months now.
Are there any good student loans? I am going to be going to college here real soon and I need a student loan, I cannot get FASFA because I make to much with my Morgan Stanly Investments. I found the site Astrive.com and they seem pretty good, but do you have any other places I could look into? I'm pretty stressed so if any of you have some good advice for me and some sites I could go check out, I would be so gratefull. thank you very much.
Can I apply for an Astrive-type loan? I'm a grad student that already has a combination of Stafford, grants, and private loans that take me up to the cost of attendance. I see that the Astrive loan can be used as long as the Stafford does not cover the cost of attendance. Can I use an Astrive loan even though the coa gap has already been "filled" by another private loan type? I want to transfer my credit card debt to a private student loan.
What can you tell me about the astrive loan for college? Well, I don't have a whole lot of time right now to look into this question, but my son is pestering me about his hopes of getting an astrive student loan for school. He would rather not work and just study to maintain his 3.8-4.0 GPA. I don't have a lot of money and have a difficult time making ends meet. My son does not want to work nor have a car; he does not want anything. He would rather just go to school and do well. He mentioned the astrive loan. I work six to seven days a week. Right now, I don't have too much time to investigate. I thought I would first read the responses from Yahoo then start looking into myself. Could I have your thoughts on this?
Student Loans For People With Really Really Bad Credit!? Ok so with a new school year beginning I am in need of a loan, just like 90% of the US college students, and of course I have been denied just like most of America with bad credit! I was a victim of idenity theft back in 2001 and its runied my credit miserably. I have been unable to pay off my debt because i have been in school, and not working! My family of which have bad credit so they cant co-sign.... So obiviously I have no co-signer! Now here's my issue I am transfering to a University thats about 35,000 a yr. My Finanical Aid & My Stafford Loans only cover so much... so i have had to resort to a privite loan to cover the rest of my fees, my books & my computer costs.... The problem holding me back is my bad credit!!! (which wasnt my fault might i add, yet i'm being punnished for it!!) I have been turned down now by 4 different loan companies: Wells Fargo, Chase, Astrive & Direct Loans....I am at a loss of what to do..... Does anyone have any advice or ideas for me? I already have a FAFSA award, a Pell Grant and a Stafford Loan...these were not enough to cover the costs!! i still owe the school almost 10,000.... I have compiled hours and hours of exhausting the internet and I still havent found a bank willing to take into concideration my situtition....Thus why I resorted to posting here..I AM OUT OF OPITIONS
Student loan questions.........? Have you ever gotten an Astrive Student loans? Did you really get your check "in about a week"? How did everthing go? Is there a better company to deal with? Has anyone tried Lending Tree?
Student Loans For People With Really Really Bad Credit!? Ok so with a new school year beginning I am in need of a loan, just like 90% of the US college students, and of course I have been denied just like most of America with bad credit! I was a victim of idenity theft back in 2001 and its runied my credit miserably. I have been unable to pay off my debt because i have been in school, and not working! My family of which have bad credit so they cant co-sign.... So obiviously I have no co-signer! Now here's my issue I am transfering to a University thats about 35,000 a yr. My Finanical Aid & My Stafford Loans only cover so much... so i have had to resort to a privite loan to cover the rest of my fees, my books & my computer costs.... The problem holding me back is my bad credit!!! (which wasnt my fault might i add, yet i'm being punnished for it!!) I have been turned down now by 4 different loan companies: Wells Fargo, Chase, Astrive & Direct Loans....I am at a loss of what to do..... Does anyone have any advice or ideas for me? I already have a FAFSA award, a Pell Grant and a Stafford Loan...these were not enough to cover the costs!! i still owe the school almost 10,000.... I have compiled hours and hours of exhausting the internet and I still havent found a bank willing to take into concideration my situtition....Thus why I resorted to posting here..I AM OUT OF OPITIONS
Where can I get a student loan online? I'm using my parents as cosigners, and they don't really have good credit which is kinda the killer here because I need a loan for 20k to pay for an apartment and other things that I am going to need to buy for my apartment because it comes unfurnished. I was just declined for an Astrive student loan which kinda sucks for me, but I really need some help right now. I really appreciate it. why would you give me the link to astrive? i already said they declined me federal loans wont help because i already have those to cover tuition, i need this to pay for a place to live and other stuff
Student loans? So whats the deal with all these dumb student loan commercials. And what is the catch? Obviously they are leaving out the horrible loan finite details. So whats the catch? Especially focusing on Astrive, I hate their commercials enough it makes me NOT want to get a loan with me, and I just KNOW they are holding back some terrible information. Wolf is sheeps clothing I swear.
Refinance and co sign for student loan? My father want to cosign for me for one of thoes astrive loans but he about to refinance his house will that effect him if he does it now or should he wait until after they refinance there house.
Student Loans Need Help? Ok so i have a Stafford Loan out already through JPMORGAN CHASE BANK. I am looking to take out a Private Loan now for other expenses. My co-signer doesn't have the greatest of credit and I've had a little trouble getting approved through Astrive and other banks. So my question is, would I be more likely to be approved through JpMorgan Chase if i was to apply for a private loan through them? EDIT: If you don't think that apply for a loan through JpMorgan Chase would make any difference, where would be my best bet to get approved for a private loan? Thanks in advance
Student Loan Broker? I'm currently a Mortgage Broker and there are too many problems in that industry for me to continue. Too much Fraud and other problems. I'm looking to move over to becoming a Student Loan Broker...I recently got a student loan for myself and noticed that I was charged $3,000.00 for a $30,000.00 student loan! I figured that there could be a career here. Anyone know of any wholesale student loan lenders? I did my loan with Astrive and they brokered it to Charter One. Since I only have a California Financial Lender's License I'm not sure if I can broker to that lender. Please let me know if there is a directory just as there is in the mortgage business.
$61,000 dollar finance charges on a $20,00 student loan? My friend is currently in her second quarter in college and she had to get some student loans (like most people of course) So she got a $20,000 dollar student loan from Astrive to help foot the bill. A couple days ago she received a letter saying the total amount she would have to payback would be $80,000 dollars after she graduated. How can their be $61,000 dollars in defered interest on 20,000 dollar loan over three years at a 13% interest rate? How does a 20,000 dollar loan turn into an $80,000 loan? Her entire education is only supposed to cost her about $50,000 grand. And she said her payments would be almost $350 dollars every month.
University of Illinois? im 15 and a sophomore, i plan on going to my local junior college for 2 years, then go to UofI and major in engineering or sumthing to do with architecture for 4 years. Problem is, i messed around freshman year and didnt do so well (got mostly ds and cs). Last semester of this year i was much better ( mostly as and bs and 1 c and 1 d(spanish lol). I play football aswell, but i dont think id get an athletic scholarship to U of I so yea. if i get my grades up is there still a chance i can get into UofI?? ive been looking at the tuiton, room/board, ect. and talked to my parents about it, then i looked at that astrive student loans stuff, im kinda confused about it, if theres anyone that has used it before, please share what u no about it. Thanks. besides getting my grades up how can i improve my chances. ?? so.. it wouldnt matter that i screwed up in hs if in jc i did very well?? im sorta confused now..
FAFSA and private student loan? I have been approved for a 10,000 dollar student loan through Astrive for the spring semester of 2007. Is it possible for me to still recieve a grant through FAFSA? I need to use the Astrive money to get things straightened out so i only have to work one job, but when i do that i wont have money left for tuiton. Please Help!
Question about a student loan? I'm thinking about applying for a student loan through astrive. I mostly just want a loan to help me pay for stuff like groceries and clothes. However, at astrive website, they said that the loan can be used for stuff like books, room and board, tuition, etc. So I'm just wondering, how do I get the money? Do they just send a check or something? If that's the case, how do they know what I'll be spending the money on? What I want to do is quit my part time job...I only make about $120 a week during the semesters, working 15 hours on weekends. It makes me feel like I have no time off (full time school during week, working full time hours on weekend) and I think my grades take a hit because of this. So, if I can quit the job and get a good loan instead, it will enable me to get better grades, get a better job and pay the money all back. I'm an electrical engineering student too, so job prospects for me are very, very good after graduation.
is it possible not to pay a dime while in college????? yea after fianial aid/shrolarships/grants. pretend tuiition/room/board/books come up to 10,000 can i get a student loan from the gov't to give me 10,000 a year to pay for this????????????????/ who uses astrive student loan???
School loans? I've noticed a large increase in those commercial about private student loans, like Astrive and whatnot. Are these better/worse then loans directly taken with the school/bank? I'm not the paranoid type, but there seems to be a ton suddenly popping up and I wanted to weigh my options.
Get an easy ten points!!!? In the Astrive student loan commercial the guy gives four options: A) Look for loose change in the sofa. B) Play the lottery C) Sell ad space D) Call Astrive. In the old commercial, he used to say "Sell _ ______" instead of ad space. What was it?
if i get a student loan and buy a car with it and get caught, could i go to jail? i really need a car to get to school, and applied for a student loan from Astrive. they gave me 30k, and was woundering if i could buy a car with the money with out getting in trouble. thanks, i'm 18 and just getting started with my life, and don't need to be in any kind of trouble. but my parents said they could pitch in with help of buying me a car, and also could help a bit with my education. but couldn't pay for all of it, thats why i was getting a loan, but i was scared of comitting loan fraud or somthing like that, and go to jail. yea i can pay it off, the agreement was to pay it off by 2013, when i am expected to graduate. i am going into nursing so it will take a bit longer for me, but my parents said if i couldn't pay it off by then , they will. and i'll pay them when i get a good job going on for me.
I am an International student, what is the best way to get a loan? I have heard about the astrive loans , and I have seen this ad on TV with this website astrive401.com and the phone number they were giving 800-350-0178. I called this number and it was a number for a flower shop!! I am wondering if this website is serious since the number they are giving has nothing to do with student loans?!! Well I am wondering what is the best way to get a loan of $7,000. That's what I need to pay my full tuition. Is there an institution that can lend you that money without a cosigner or without a high rate of interest?
help please...school? i need good sites for a private loan......please help....i went to astrive student loans. com but i gotta get my school to get on the list for me to apply.
Will I get my loan? I applied for Astrive student loans and they said they will make a decision in 7 business days. If I don't get it I won't attend college. And plus I have no credit. Other loans were denied, which is why I am not in college right now.
I need student loan!!!? Hi, I am currently in DESPERATE need of a student loan. I attend ITT Tech and i got a full pell grant and student loans that cover my whole tuition. I am looking to get a private loan to help me with gas money, while currently looking for a job. I tried Sallie Mae (Tuition answer loan), Chase, Astrive.... DECLINED for not good enough credit.... i used my dad as a cosigner on each application. He is the only cosigner i have... Please help me find a student loan i can get approved for, because driving 76 miles to school is killing me and my bank account. Also asked ITT Tech's Finacial Aid dept. they only offer "Tuition answer loan" already tried.
What are the top 3 most annoying commercials? In my opinion: 1.) Bob and his Enzyte 2.) Astrive Student Loans ("I need more money for college and mommy & daddy won't give me any more, so I called Astrive!") 3.) Any of those late-night advertisements about chat lines (Lavalife, etc....) in which they portray the girls as being extremely sexy. It's common sense to know that girls who are that sexy don't need to call chat lines to get a date. I am curious to see what commercials make everyone else's list. ;)
Student Loan Help...!? I will be attending a recording workshop next month and some prior financial arrangements fell through... The school is a technical school and I only need about $3,500.00. Compared to other school loans this is change, but I need this loan before January. I know that it has to be a private student loan but I'm really not quite sure how to go about it and the pros and cons of lenders. I see commercials from Astrive and such, but I'm not sure if a place like that is my best bet. Any comments will help. Thank You. jac.
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