Bad Credit Student Loans Knowledge Base
Do student loans look bad on your credit report? I'm graduating from a community college soon, and will be transferring to a 4 year university. I'm taking time off to work and save up for the university. I'm nervous about taking out a student loan because i don't want that debt hanging over my head for the next 5-10 years and i don't want anything bad on my credit, are student loans bad or are they not that big of a deal?
Bad Credit Student Loans? I have bad credit and need additional loans for school this year. I've tried 3 co-signers with no luck and I don't qualify for a loan on my own. Does anyone know of any loans for students with bad credit. I already have Stafford loans and they don't cover nearly enough. I need about $25,000. I don't have time to apply for grants and scholarships as school starts in two and a half months. Unless anyone knows of any that are really quick.
How to consolidate my private student loans with bad credit.? I have student loans with sallie mae. I have around 76,000 with private and federal student loans. I have ran out of forberence. I had to use my forberences in the past because of no job or not enough money to make payments. Well...now my payments is over 1500 a month. I will be starting a new job next monday. I will be making around 2000 dollars a month. My wife and I and my mother have a house together and our morgage is 1775 and i also have a son. As you can see theres no way I can make that high of a payment. i now have very bad credit because of the student loans. My mother was also the co signer for the loans and she has bad credit. My wife dosnt have very good credit also. I guess you can say that I dont have another co signer to use. I am trying and stressing on how to pay my loans and getting my credit back. If anyone knows or can give any advice please please do.
Does anyone know a place where i can get a bad credit student loan because i need one now so i can pay for? my summer school? So if you could give the name of the banks, website or whatever it would be very helpful to me. I been seeing websites talk about bad credit private student loans but i could never find so are there really bad credit private student loans or is this something that is made up? And I'm looking for lenders in the U.S.A. not across seas because i'm not trying to pay a residential fee to get this loan matter of fact im not trying to pay any thing to get it and also I want to have my payments deferred until 6 months after I graduate which will be May 2008.
I have bad credit and student loans...help? I have bad credit and alot of student loans. I have thought of bankruptcy but that dosn't cover my student loans does anyone know of any banks or credit unions that would give a loan big enough to pay off all of my debt so that I could make just one payment a month. I have tried a credit consolidation place a long time ago and they stole the 700 dollors that I sent to them so I will not do that again and like I said before I won't file for bankruptcy. I don't eat out I don't smoke and I don't drink starbucks. So please don't tell me to live cheap.
Does bad credit effect undergradute student loans? Im thinkin about goin to university to study optometry, the course would be an undergraduate course BSc. I have a very bad credit rating and im not sure if this will effect my ability to get a student loan as i thought they were given out from the goverment not financial institutions? Could anyone clear this up for me?
Student Loans with bad credit and no cosigner? Hi All I was traveling one time and didn't have a chance to really look at Financial matters - it lead to a very bad credit history. Adding to it I am very close to getting my permanent residency, only then I 'll be eligible to get Federal loans. I was wondering if there are banks or financial institutions which offer student loans to people with bad credit history and without a cosigner. thanks
Are there any good student loans out there for someone with bad credit? I am returning to school in the fall but am short a good amount of money. I need a loan to pay for the rest of the first year, but I have really bad credit due to poor judgment from a couple of years ago. Does anyone know of any places, programs, or banks that gives student loans to people with bad credit? Any help would be great!
Does bad credit affect getting university student loans? I have pretty bad credit, so i don't think i'd be able to take out a regular loan. My parents have already taken out loans in my name for school (with my permission), so I know my social security number has passed through the system before. Would my credit affect my ability to get another student loan? What about already having some out in my name? Thanks!
Bad Credit, Need Student Loans? I have bad credit now since i was taking to the police station by force for Overdose. Now i have my life turned around and want to go to college. I apllied at many places and now because of the hospital i have BAD CREDIT. Im in debt 14,000.00. To Cure me only cost 600. but the other 13,300.00 was the 4 day stay. I need some good student loans so i can go to college. and not federal loans that cover only 4,000.00 my total cost of school would be 67,000.00. Please help me out. Its an AS degree. i dont need communtiy college since they dont have the degree.
Student loans for adult students with bad credit? Well, I'm in a two-year degree program at the local community college, but need to take out a student loan for a computer and books. I'm 20 years old, married, and unemployed at the time (seven and a half months pregnant). My husband is only 19, and hasn't been at his job for longer than three months (although he's been consistently employed for the past year and a half). Parents as cosigners is not an option- so any advice? Well, I got a grant, but it's simply not enough. Thanks for the suggestions- I'll definately check them out!
Student Loans, Bad credit, No cosigner. What do I do? Everytime I apply for a student loan I get denied. I don't have good credit and everyone else in my family has horrible credit, therefore a co-signer is out of the question. I have to work 3 jobs to pay for school which leaves me not much time to study and tired througout my classes, therefore resulting in 2.0-2.3 gpa every semester which means scholarships are out of the question too. On top of all that I have to pay out of state tuition. There is not a single college in my state that offers my major, Hospitality and Entertainment Management. Plus I hate living here and don't care for this state at all. I love my out of state school and the state its in. I thought about becoming a resident of the state to get in-state tuition but i would have to quit school for a year and work a full time job. I refuse to be in school for 6 or 7 years and I'm already a year behind and I started in 2004 and is still considered a Junior, so I won't do that. So r there any loans out there for 1 like me?
Private student loans with bad credit and no-cosigner?? I am independent , working full-time , and went to the first year of college full time paid it out of my pocket, but stopped it for awhile , because the cost is way too much . I am entering my second year of Flight school., which is very expensive. I have Stafford loans but its not enough to cover all the cost. Does anyone know of any private lenders that deal with bad credit and no cosigners??
Does anyone know of any private student loans for people with bad credit? I am trying to get a private student loan. I got one last year, with a cosigner, and now, using the same cosigner, they are denying me! They are saying that my cosigner is now "uncreditworthy." If anyone knows of a private, non-TERI loan for someone with bad credit, PLEASE LET ME KNOW! I already had to forfeit this quarter because I can't get any money!
I am a college student w/bad credit and i need to get a loan for school? I have bad credit and my parents cant cosign a loan because they have bad credit too. I have nobody else who would cosign for me. I dont know what to do now because if i dont get a loan for college I cant go. All I need for the loan is $4500.00 for the whole year. I didnt any financial aid and i have maxed out the loans from the gov. I dont know what to do? If i can get a student loan with my credit who do i go through to get one?
Im a student w/ bad credit, but noone will co-sign a loan, where can I get a student loan with bad credit? I am a student with bad credit, well not enough good credit anyways, and I've already been denied a few loans without co-borrowers. I'm not sure where else to turn to finish the payments on my college. There is a hold on my student account because I owe the school money so I can't register for spring 2007 semester. No one will co-sign for me, either my parents are jerks and they just dont want to co-sign for me, or I have a sister and a few friends that say they just dont have the credit to co-sign and all I need is a loan for about $6,500.00 which really isn't much. Where could I find a loan that would allow me to sign without a co-borrower if I still have bad credit? I have bad credit, and I can't find a loan that I qualify for with bad credit. I also already filed my FASFA and got everything I could out of it but I still owe my school 3,000 before I can apply for next semester. Is there anything else I can do to get a loan without a cosigner? Because no one will cosign for me, or they also have bad credit. I'm not sure where else I could find a loan that I would be accepted to with bad credit and no cosigner.
Are there ways to get student loans, if you have bad credit? I'm wanting to go to school full time (right now i'm part time). I want to quit my job (that i desperatley hate) but I would need about $8000.00 to cover my bills for the next 7 months and that's about how much I would be losing by quitting. Any suggestions for someone with bad credit?
Student loans for people with bad bad credit?? My friend is about 8 classes away from finishing her degree at Devry and some how has exhausted financial aid and they are not very educated in their job position and are not helping her to find help. She does not have the money to pay and has bad credit. No cosigner either. Does anyone know where you can get student loans for bad credit? She has already done pell grant , perkins loans and all the standard financial aid loans. I hate to see her have to quit school with 8 more credits to go and have wasted all that money.
student loans and bad credit? how can my sister buy a house with student loans and not so good credit. she and her husband both work. can she get a mortgage loan? she hasn't even tried cuz she thinks she can't get one.
I need help finding student loans with bad credit? I am transfering and my fasfa got to the schhol late and they are giving me no money. I need to come up with $14,000 for fall semester or i can't go to school in the fall. I will not have a cosigner....please help
Student Loans for Bad Credit? Unfortunately, due to me being careless, I messed up my credit. I need help paying for school because my fin aid will not cover the full amount. I have credit cards, but my school does not accept credit cards as a form of payment for tuition. I also do not have a co-signer because I am on my own. I am considering calling my bank on campus to see if they can give me a loan for $1000, to cover the rest of tuition. Does anyone know if this is something banks usually do? Also, does anyone know of any other banks or companies( ex. Citi, Wachovia) who offer bad credit personal loans? PLEASE HELP!!!
Can I get a student loan w/bad credit IF i have a cosigner? I have i guess what you could consider bad credit or little credit..( i have one bad account on my credit in the amount of 300.)... and i have little income, but I have a friend that has great credit who is willing to cosign with me for a student loan. Could I still get the loan even if i have bad credit but his is good? or do i need to have good credit as well? Also, is the cosigner required to make a certain amount of money?
Getting a student loan with bad credit? I have to pay 10,000 to get back in school Im trying to get a student loan but Im always getting denied because of my credit. I dont have anyone that can cosign does anyone know any student loans companies that dont check credit of give loans to people with bad credit? Thanks in advance
Student Loans for Students with Bad Credit? I am a 19 year old college student going into my junior year. My parents have bad credit and so do I because I had to use credit cards to pay for the last two years of college and federal aid didn't cover. Federal aid doesn't cover a 1,000$ of my tuition and rent for both semesters about 1900 each semester and my books 600 for the year. Is there any student loans at all out there besides federal that I will be able to get as a bad credit 19 year old college student?
No/Bad Credit Student Loan Help!? So my payment for college is due in about two weeks, and I have applied for so many loans, but my parents both have bad credit, and I myself have no credit. I have filled out the FAFSA months ago, and have already applied and received for Stafford Loans. My parents were denied for the Federal PLUS loan, and I need $6,000 by August 15th. Anyone have any suggestions at all?
How do I get a student loan with bad credit? I have enrolled in college and have recieved finaical aid, and I will be getting money back but I wont recieve the money until the fourth week of college. Unfortunately I need the money now, so I can keep my car and pay for babysitting costs. So I will need a short term loan until my finacial aid comes in at the end of September. I have really bad credit and I really need a hand with this.
Bad Credit Student Loans? I'm looking for student loans(private) Not Stafford, or Perkins or Pell Grants. I have bad credit my parents have bad credit, and no one can cosign for me. I was even denied for the Sallie Mae new expanded loan which had an interest rate of 15%. I don't won't solutions like enroll part-time at the local college(as I already know this) What I'm looking for is a private education loan for students with bad credit, no cosigner. I need to borrow 1551 to pay of an old encumberance. No one can lend me the money I don't particularly care about the interest rate, if I can't get this loan, I can't go to school. I have a job here, but not back home, I depend on this job, meal plans etc to live. Parents can't afford to feed me. As they shouldn't have to. Talk to financial aid admistrator they don't have any options left. Its unfortunate I can't attend school for 1500 bucks, when I've paid the school over 20k, but hey they don't care. no grants or scholarships are going to be given to me by tommorow. I need this by tommorow or I can't eat, if there is a way to get a grant by tommorow, otherwise, why won't they make educational loans to students, I mean this isn't a personal loan, and earning potentials for college grads ensure that they will get their money back, these are obligatory debts.
Private summer student loans with bad credit but with co-signer ...? I know there's a thousand "I have bad credit and I need more loans" post, but my situation is a little different I think. I just need about $3,000 for summer school (wasn't covered by my pell grants), I have pretty bad credit (about $2,000 in debt on 3 credit cards), but my mom has OK credit (some flags show up because she gets most of her money from pension, and only makes about $40,000 a year other than that. She's never declared bankruptcy and has a good history of paying her mortgage and credit cards. Another flag comes up with her because she has a lot of outstanding credit card debt, but she pays on it regularly). I was already denied by astrive, and they made it pretty clear while there were still oustanding debts on my end, it didn't matter if I had a co-signer or not. Are there any lenders that are a little more flexible, willing to look at the situation a little more in depth instead of just going by a credit score formula? I really need to these classes this summer!
Student Loan/ Bad Credit question? Hey people, I need to do a summer semester and then another year in order to graduate from college. I took a break from my studies a couple of years ago and during this time, my credit went to crap. So I was wondering, does anyone know how a person with bad credit gets private student loans? I'm really desperate as the summer semester starts in like 3.5 weeks. Thanks,
private student loans with bad credit and no-cosigner?? im entering my first year of nursing school., which is pretty expensive. i have no job at the moment because of school and need a private loan. I have Stafford loans but its not enough to cover all the cost. I'm not sure about Sallie Mae. Does anyone know of any private lenders that deal with bad credit and no cosigners??
Student Loan, Bad credit??? I am a freshman college student with BAD credit. My financial aid package isnt enough for me. I need to find a private student loan to help me cover the costs. But i have bad credit and I am having no luck finding a lender. By the way i have applied to a bunch of scholarships and None of them will do any good for this year 2006-2007. So i need a way to pay for this first year. help please!!!!!!!! Also, the government backed loans didnt help enough either... i need to be able to pay for the books i need and a computer which the school wont include in the cost of attendece, so therefore i cannot get the money from the government backed loans. I need some ideas on where to apply for a private student loan where bad credit wont hurt me and get me denied. I have a cosigner but his credit isnt good either. HELP!!!!!!
has anyone with bad credit used creditaxis.com? It says Over 80 Little-known Banks & Companies that offer Bad Credit Loans, Bad Credit Home Loans, Bad Credit Auto Loans, and Bad Credit Personal loans to people with Bad Credit or even a Bankruptcy. Many require absolutely NO COLLATERAL & NO CO-SIGNERS. Home ownership is not required. Several Little-known Companies offering easy-qualifying Bad Credit Signature loans, Bad Credit Business loans, Bad Credit Student loans, Bad Credit Home Equity loans, Bad Credit Debt Consolidation loans, and Fast-Cash loans. Bad Credit and Bankruptcies welcome. 'But it wants you to pay a fee of 35$ to recieve the list of lenders, if anyone has used this site please let me know if its legit....thanks
Need student loan, bad credit, where should I look? My parents pay for my schooling, but I still have to pay for books and other fees that go along with school. I do have a pell grant, but my dad controls that so I don't see a penny of it. I am considering getting a small student loan, so that I can: a) Get out of credit card debt (almost $2,000) b) Have a little money to spend c) Get a place on campus I know that this is a way that I can get some money, take care of some problems and sort my life out. Once I get finished with school, I'll have a job and be able to pay it all back. I was thinking 5,000 dollars would be a good starting point. Problem is, that I don't want family to know that I am doing this and my credit really sucks. I have a small job, but it's just enough to pay for the bills. This would give me some leverage. Where should I look and what other advice can you give me?
can someone with student loans up the wazoo and bad credit who is getting married to someone with unestablish? Okay, I have bad credit. So what do I do? I go to school and get student loans. Yeah for me. the thing is I was looking at my credit report, if it wasn't for the loans, I only had like $3000 in debt. Which could easily be cleared up. But my credit is bad. My soon to be hubby, has a little bad but mostly he doesn't have enough credit establish. Can we still buy a house? I know there is some sort of grant out there for first time home buyers. I just really am sick of renting. These new landlords, are the worst at maintenance! I just want something we pay for and end up owning, instead of throwing money down the drain.
student loan with bad credit? I want to start college in the spring of 08, but im worried about paying for it. Will it be hard for me to get a student loan with my horrible credit? If my husband ( who has perfect credit) co-signs will they give it to me still even tho my credit is very bad? It will only be about $7,000 for 2 years at a comm college...? Also, are most student loans the kind where you have until 6 months after graduating to start paying it back?? Thanks !
Students loans with bad credit? Does anyone know of any websites that offer student loans for people with bad credit, without needing a co-signer? Or other federal loans where it doesn't matter what your credit score is. I could maybe get my dad to be a co-signer, but I want to try it on my own first. And don't say scholarships/grants cause I already have the FAFSA filled out, and I'm also getting both the Stafford loans, Perkins plus I have the Pell grant and a couple others I believe. And I don't like scholarships, writing essays on stuff I don't care about is not my thing. But I need to be able to cover about another $1,000 or so.. otherwise I'll have to pay about $114 a month and I don't want to do that, so I wanted to take a loan out for a couple thousand. And I don't want to be able to pay it back til after I'm out of school which will be December 2008. and I don't want any of those bogus websites for cash advances and what not. I want real sites where I can defer the payments til I graduate.
I have bad credit--need student loan of 20,000. Will co-signer help? I am interested in going back to college to finish my degree in the fall and next spring. However, I have bad credit and can not get a loan. The loan needs to be able to pay for outside expenses as well. Thus, I will need to take out 20,000. Will a co-signer (of decent to good credit) mean I get the loan somewhere (either on or offline)? If so, do I get the money all in one lump sum and how quickly does it all come to the person receiving the loan. I also am working full-time of now with an annual income of 30,000.
how can i get a student loan with bad credit and no cosigner? I'm a 1st year graduate student and i got a stafford loan sub,,, but i couldnt recieve me unsub,, because i recieve va benfits but dats only when i am in school... i didnt no recieve enough money for school.. im tryin to get a student loan for housing... but i have bad credit and no cosigner because my parents also have bad credit and i have no on else who would co sign for me.. how can i find a student loan with bad creidt and no cosigner? help please.. school has already started and i have no place to live as far as campus housing or apartment and i live 3 hours from the school to far to commute.. my family will not help me...
How to get a student loan with bad credit? I'm in need of a student loan, but am not sure how I will be able to get one. I've already applied about half a year ago but was denied due to my lack of credit (it was less than a year old and at the time my score was around 650). Right now my credit isn't that great (515) and has only been established for a little more than a year. I can't get my parents to cosign for me either because they also have bad credit. Is there any way I can get a student loan?
Any got a student loan with bad credit? I would like to know if anyone has gotten a student loan with bad credit and no co signer. I need 5400. I did fasfa and got as much as possible...parents have bad credit cant co sign...
Student Loan for bad credit? I do not have enough funding from FAFSA and my federal loans to complete this school year. I've been told I can take my Spring semester in the Fall but that will put me behind in my nursing program. I have bad credit (stupid mistakes I made when I turned 18, that I am trying to clean up), and I don't want to burden a family member with the responsibility of being a co-signer. Are there any legit bad credit student loans out there? When I google it, the results are insane and I know there aren't that many lenders that will help with bad credit. I dont' need a huge amount...maybe $3000 tops (I have to look at my paperwork again, but it wasn't outrageous). Thanks in advance. Also I will be done with my Nursing program in the Winter of 2009, so my loan wouldn't be out for that long, and could be paid back probably before I graduate.
Will bad credit hurt my chance for student loans? To make a long story short, I have had a very, very bad six months personally and one of the worst things (besides a cancelled wedding six weeks prior to it happening) was having my car repossessed after being ONE month late. I am getting it back, and my parents are just going to pay the rest off for a graduation gift (I graduate with a B.S. on Saturday). I was planning on going to graduate school next fall, but will have to get student loans, as my little brother is entering college and my parents cant pay for both of us to go. I have never had any student loans before. Is the repo going to keep me from getting any federal loans? (I know it will hurt me if I try to go through thte private sector now). Thanks! NO ONE HAS ANSWERED THE QUESTION THAT I HAVE ANSWERED. I am not looking to go the private lonan route, I know these usually have ridiculous interest rates. My question is whether I can be denied federal loans to go to school because of my bad credit. It is a yes or no question, please, if you are only trying to solicit private lonas do not bother answering my question. Thanks.
Does anyone know anything about getting a student loan with bad credit NO DISRESPECTFUL ANSWERS!!? I need a student loan and I have bad credit, does anyone know where I can get a student loan under these conditions. I have applied for financial aid but I am not getting enough to cover the rest of tuition and I need money for living expenses. Please Help! I can't find a cosigner either! I already filled out the FAFSA and I am not getting enough in Financial Aid to cover all of my school.
Student Loans for people with Bad credit? Hello! first post and im trying to get some help anyway i can. Im 25 and dont have the best of credit, no bankruptcy or no pays, just not very good..im trying to get a student loan that i would not have to repay until i graduate and do not have a co signer. I really am not sure how to go about doing this. Ive looked into financial aid and that type of thing, right now im just rying to find out if anyone has been in this situation or can point me to a place where i can get a loan to pay for college classes, and as i say will not have to repay until graduation. Hope i made sense and someone out there can help..thanks!:)
how may student loans can you have? any bad credit ones besides stafford loans? help? I NEED AN ADDITIONAL STUDENT LOAN TO PAY FOR OTHER COLLEGE EXPENSES, BUT MY CREDIT ISN'T THE BEST AND I HAVE NO CO-SIGNER AVAILABLE. MY SCHOOL IS A BEAUTY COLLEGE AND ISN'T IN MOST OF THE LISTING WHEN YOU TRY TO APPLY(ALTHOUGH IT WAS THERE ON THE FAFSA APP.) I NEED HELP WITH TRANSPORTATION AND OTHE SCHOOLING EXPENSES THERE. PLEASE HELP ASAP.
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