Fed Financial

How does a Chase Student loan work? Is it a good deal? I'm a 4th year college student at Louisiana State University and this year I am having financial problems resulting in me probably not having a way to pay my rent at my apartment. I've receieved many letters from my bank (Chase) informing me about the Chase Student Loan and how I can get up $40,000 a year or something and I was curious if this was a good deal or if the Chase student loans had a bad interest rate (I don't know what a good one is...) and other details. I have normal credit and am only 21 but I was thinking about going into Chase this week to ask them about the student loan. I'd probably need to take $5,000 out to pay rent this semester and I have 1 or 2 years left until I graduate. I've been receiving Stafford loans and Pell grants thus far because my parents don't make very much that that money covers books, students fees, etc... and I have something called T.O.P.S. which pays my tuition (it's specific to Louisiana). Any information or suggestions is appreciated

If im getting a student loan through a bank like Chase do I need to ask for the loan each year or all at once? I'm going to be attending college for four years. My tuition, books and supplies will be covered by grants and scholarships. But cost of living will be covered by a private lender like a Chase Student loan. Do I need to ask for all four years worth of living expenses up front or each year?

Which is the best loan company? Astrive, Campus Door or Chase Student Loans? Which is the easiest to get approved? I was approved for the last 3 years with Astrive, but their website has been down and Campus Door and Chase both put my max. loan amount for my school at $10,000 less than Astrive. Please, don't waste your time answering with spam messages with links to websites or email addresses. I'm only looking at these 3 loan companies.

Anyone know about Chase Student Loans? I wasn't able to take classes this last winter because I had a large balance still at my school and couldn't register until it was paid off. So, I got a Chase student loan with deferred payments to pay off the balance and cover future semesters. I'm wondering if anyone knows if I do not take Spring and Summer courses, will I have to start payments because it will have been about 8 months since I've been enrolled in classes. Do I just need to be a student at a university or do I need to be enrolled at least half-time? By the way, I'll be calling Chase tomorrow, but until then, does anyone know?

Chase Student Loans...I got a letter saying I was conditionally approved provided I send my class schedule &? ID which I did by fax 2 days ago...Does anyone know if I can still be denied for the loan ($9,000) and how long it takes before the check is received?

I was conditionally approved for a chase student loan, I have no credit and no cosigner. What are my chances? Do i need a cosigner to get a final approval?

How long will it take me to receive my Chase private student loan check? Hello I applied and was approved for a Chase private student loan. I was approved and they received my documents such as promissory note etc. They said it is going through processing. How long will it be until I get my check? Also when I get it how long with I have to wait for it to clear through wells fargo once I deposit it?

Has anyone had any bad experiences getting a Chase Student loan? I applied for one weeks ago and was conditionally approved blahblahblah, but they keep calling and asking me to send paperwork that I've faxed them three times. Are they always this inefficient? Or is it just my rotten luck?

What does conditionally approved mean for Chase Private Student Loan? I was conditionally approved for a Chase Private Student Loan. Does this mean I need a cosigner?

which is better for private student loans Chase or Discover?

Do you need to be 18 to apply for a Chase private student loan? I'm 17 until December, and the semester starts in August. I'm registered and enrolled and everything, but I'm wondering if I have to be 18 to apply to one of these loans even with a co-signer? Anyone know? Thanks.

What does "conditionally approved" mean for a Chase Private Student Loan? Does this mean I still need a cosigner? Or just send in the papers and I am approved to get my money? Well in the packet I can download - they have a seciton for a cosigner. But in the "acceptance letter" they just say Congrats, you have been conditionally approved. Nothing about cosigner even though there is a section but they say - if applicable. ?? I actually applied for the loan and this is what it said. Conditionally approved.

Which will be faster to get Student Loan for an International Student: Chase (Salliemae) or Citi? I mean Faster Processing, becasue I need loan as soon as possible. Any other faster options besides chase or citibank? Thank you for your help.

Chase Student Loan? My daughter, a freshman, applied for and received a private student loan from Chase bank. I just read over the terms and was horrified. When repayment begins on a $5000 loan she will owe $23,000. Is that normal? My first reaction was send that money back ASAP, but she's already paid her housing with most of it. I need some advice for people who have had this type loan. Am I allowed to pay on this loan now or do I have to wait till she graduates. This is all new to me.

Received student loan from chase.? Received loan check from Chase on Tuesday, cashed it at a Chase bank sense it is drawn on chase bank. Received cash and then paid off all student loan bills, now when I went to chase student loan servicing it says my loan was canceled? I am freaking out as they are closed until Monday. So I can't get a hold of anyone at all to find out. In the meantime I am nervous as I spent the money, what happens if they try to make me pay it back for something and I cant? why would a loan be canceled? If the loan was canceled on Friday and I cashed the check on Tuesday at the banking center I am hoping the loan at least cleared the banking center, I don't need the bank looking for me for a crime or something.. Someone please give me some advise on what is going on?

Whats the website to JPMorgan Chase student loan?

How do I report a subsidized student loan I received in my taxes? I received a lsubsidized CHASE student loan to the effect of $23955 in 2007 that has accrued interest of $635.29. How do I report this on my taxes? Any help would be greatly appreciated!

Do you know if I can close my Chase accounts/cc and keep my student loan through them? I've moved out of state where there are NO Chase's and was forced to open an account through another bank. I kept a few dollars in those accounts just in case. Now I want to close them. I still have a remaining balance on a Chase credit card that I would like to apply the monies toward. But I'm afraid if I close my accounts, it will some way effect my student loan or credit card. Does anyone have a clue?

What is the difference between Education One student loans and Astrive student loans? Education One seems to be backed by Chase Student Loans. Astrive student loans seems to be backed by First Marblehead. So why do they both have the same loan application and terms. Which one should I go with?

Can my mom cosign my student loans if she filed for bankruptcy? I'm not sure if it was last year or the year before last, but one of them my mom filed for bankruptcy and I was wanting to know if she could still cosign my student loans. I'm going with Chase if that helps. Just FYI, no try FAFSA, or get grants, or Federal loans, or see your financial aid office. I've already done all of that. Privet loans are my last option. Ty.

Student financial assistance from chase or citibank? Anyone? Anyone get a private student loan through citibank or chase? Are there any other easier companies to go through? What actual paperwork is needed? I don't wanna go through sallie mae but 1 time I got one and they only required enrollment verification. This is only for people who got a student loan through chase istudentloan place. Spammers will be reported Anyone can reply except spammers.

Chase select vs. Citiassist for student loan? I'll be freshman in college this semester. Besides Federal aids, I want to know alternatives as well such as private loans. My school , Michigan State University, recommends Chase select and Citiassist for private student loans. Which one's better?

Chase Student Private Loan? I'll be attending law school this fall and I'll need some $$$ for the tuition as well as living expense. I've already applied for the Grad Plus Loan from Sallie Mae but they'll need a certification from the school I'll be attending. However, the school tells me that they won't be doing any certification until July. The school starts in mid-August. With that said, I have to find a place before that obviously. I'm afraid by July, most places would be rented out or it'd be hard to find a decent place. Then, I found Chase Student Private Loan, which states that they can send funds within a few days. I even read on one of the Yahoo Answers saying that someone got the check within a week. How does this work? From my understanding, the school sets the limit as far as how much I can borrow. Not to mention, I don't think there will be any funds being handed out until the school certifies it.

Which is better for student loan: Chase or Sallie Mae?

What is the best private student loan for someone with good credit? Chase, Citibank,Bank of America, Wachovia? Please don't mention federal, I'm only interested in private student loans. Lowest interest rates, fees, etc. Thank you!

Paying student loan interest rates while still in school? I'm applying for a Chase Private Student loan. I know I have the option of paying interest rates while I'm still in school to decrease the amount I'll owe. Does anyone know, on average, how much per month this will amount to?

Does anyone else think student loans should be written off? in bankruptcy just like credit cards and other debt? So shopoholics and gamblers can get off the hook but law abiding citizens who pursue higher education can't? I'm not talking about federal backed loans, I'm talking about private student loans from places like CHASE, JP Morgan etc.

How much do student loan Reps make an hour at Chase? Hi, making 12 an hour now at Comcast listening to people complain so I figure this will be better. Its in Mississippi by the way...Thanks! p.s. I'm bilingual

Which has a better student loan program chase or citi?

how does student loans work? I never took one out before and i would like to know how they work. so far i only know that student loans repayment does not start until graduation or 6 months after graduation. my questions are: 1. are the loans affiliated with school? or are they separate private entities ilke citi, chase, etc 2. how does the loan get to me? does it come by check in the mail and i cash it and pay it to the school as if its like my own money?, or do i have to provide proof of the tuition bill first in order to get the loan money. 3. what are the requirements to get a student loan? i am almost done with community college and im going to a 4 yr school in the fall. is it a complicated processs and does it take awhile to get through? thank you all for your responses.

How long does it take a Chase check to clear Chase Bank? I have an account with Chase bank. I am expecting a check for a student loan from Chase. When I deposit that check into my checking acount how long will it take for those funds to be made available? Thanks in advanced.

Question regarding private student Loans? I'm currently 19y.o. and I'm about to go back to college (finished 2 years at ITT Tech and now have a balance of $30k w/ Sallie Mae). The school that I'm planning to go to is LA Film School which costs $42k in tuitions. Now I'm hoping to get the maximum I can get from grants, scholarships, and the Sallie Mae federal loans but I'm going to be short that's for sure. It's only a 1 year program and they tell me it's probably not a good idea to get a job during the school year since the program is pretty heavy on the student. I'm an only child with a Mom that only makes $25k a year. She also has a lot of bills, bancruptcy, etc from the past so I'm unable to use her as a cosigner and I don't know anyone else I can use. So I was wondering where I should apply for a private student loan. Citibank, Chase, Bank of America, etc, and if they will allow me to borrow $20k+. My credit score is currently at 711 (FICO) and I'm very good at paying things off on time. Thanks for the help!

College Loans (From Chase ... or wherever)? In taking out a student loan from Chase, I was wondering if you know whether or not they help you with summer school as well as with the Fall and Spring semesters? If not, are there others that would help you with summer?

Consolidating student loans? I graduated from college 3 years ago and have a 20K student loan to pay off which is consolidated. Currently I'm paying 3.75% which I think is a little high. My lender is Chase. I'm not sure about how loans work, but is it possible to go through another lender that would give me a lower interest rate? Does it work like a "Refinance".....how does it work....would Chase transfer my loan to them and I start paying a lower interest while also paying my principle? thanks

Is it possible to return a loan back to the bank? I recently got a small loan from chase student loans to pay for my room and board fees but i decided to live at home. I recieved the check and a breakdown of its terms over the weekend. it will take me 30 years to pay off a $8500 loan and i would end up owing them $30,000...wtf? Is there a way for me to give back the check and cancel the loan even though i signed the promissory note?

Any student loan companies still offering to 2 year colleges? I called Chase today to renew my student loan and they dropped my college. So did Citibank. I'm in a pickle here. Federal money isn't available to me. Anyone know of any company still offering a student loans to a 2 year college (edison community college)?

what do I need to know before applying for an education student loan? and can such loans be used for my housing (apartment rent) or only direct educational expenses. I am looking at Chase Education Loans. I am a 3rd yr undergrad. I plan to go to grad school directly after undergrad. Do payments begin after undergrad or graduate school? Tyvm.

Which one is the better student loan lender: Sallie Mae or Chase??? Which one is better: Sallie Mae or Chase?

Student loans without school certification? I have tried chase and been approved but there limit on what i could borrow isnt enough. Does anyone know of any other private student loan i can get without school certification other than chase and wells fargo? Thanks

Is commerce a good bank for student loans? I will need about $20,000. I know Chase can give up to $40,000.

student loans? i need to take out a private student loan. I normally use teri.org but they recently filed bankruptcy and are not accepting new applications. Does anyone know of any reliable web sites where i wont get ripped off??? I also heard that because of the market banks are not approving so easily anymore, is there any truth to that? i know chase and salliemae offer loans, but i hear they charge high rates???? no, i have not filed for bankruptcy, teri.org has. my credit is fine.

Student Loans For People With Really Really Bad Credit!? Ok so with a new school year beginning I am in need of a loan, just like 90% of the US college students, and of course I have been denied just like most of America with bad credit! I was a victim of idenity theft back in 2001 and its runied my credit miserably. I have been unable to pay off my debt because i have been in school, and not working! My family of which have bad credit so they cant co-sign.... So obiviously I have no co-signer! Now here's my issue I am transfering to a University thats about 35,000 a yr. My Finanical Aid & My Stafford Loans only cover so much... so i have had to resort to a privite loan to cover the rest of my fees, my books & my computer costs.... The problem holding me back is my bad credit!!! (which wasnt my fault might i add, yet i'm being punnished for it!!) I have been turned down now by 4 different loan companies: Wells Fargo, Chase, Astrive & Direct Loans....I am at a loss of what to do..... Does anyone have any advice or ideas for me? I already have a FAFSA award, a Pell Grant and a Stafford Loan...these were not enough to cover the costs!! i still owe the school almost 10,000.... I have compiled hours and hours of exhausting the internet and I still havent found a bank willing to take into concideration my situtition....Thus why I resorted to posting here..I AM OUT OF OPITIONS in reguards to going to a cheaper school...thats not possiable here in califrorina...after all costs added most university's public and private are going to be high. Mainly this year because of the Gov.'s budget cuts...they have virutually demolished the extra state funding for public instutions

Chase Student Loans...I got a letter saying I was conditionally approved pending Chase receiving proof of? enrollment which requires a class schedule/tuition bill...its been 3 days since I faxed the info...Does anyone have experience with the Chase Student loan process they can talk about?...Can I still be declined?

Chase, Citibank, or other for student college help? Do you think I can get a $5,000 private student loan with any company with a 537 FICO score but with a cosigner who has a good FICO score? Astrive doesn't have my school listed, don't wanna use sallie mae and Suntrust.

Stafford, Perkins loans, Banks, Interest rates?!!! HELP!!!!!? I got my award letter from the Uni. I applied to. I really just wanted grants,and scholarships but they gave me a Federal Sub. Stafford loan to,and my reaction was W.T.F.! I'll looked everywhere to find out what I'm getting myself into if I accept the loan and to make a long story short it's like I'm reading a foreign langauge. Someone Please explain to me in layman's terms what are the pros and cons of a Stafford and Perkins loan,and out of these list of banks which lender is good. AMS (A Sallie Mae Company) BancorpSouth Bank of America Cadence Bank Capital One Student Loans Chase Citibank Citizens Bank of Philadelphia Edamerica Education Services Foundation Sallie Mae Education Trust Student Loan Xpress The Student Loan People Wells Fargo The Stanford loan is for $5,500.00 although since I'll transfering as a junior(went to a comm. college first and got a AA degree) I know I'm going to eventually need atlease 2 or 3 more semesters of loans.

Chase Student loans?? I am getting a student loan through JP Morgan Chase and if anyone has gotten one before, do they send it in the mail or via UPS, FedEx, DHL, etc.? It's for 10000 if that makes a difference.

How do I take out a private student loan? Do I simply take my tuition bill with me to the bank (citi/chase) and say, I would like to to apply for a student loan?

student loan MESS.? so here's the deal.. i was going to itt tech.. got a private student loan thru chase bank. well, itt turned out to be a total SCAM, to say the least.. i'm considering dropping out BEFORE i owe them eight billion dollars for a damn associates degree.. so here's my question: obviously sallie mae (the devil) is going to know i dropped out.. yet, i am going to register for community college.. now am i going to have to start paying back the chase loan immediately? i don't know how this works.. i have until november of 09 (when i was supposed to graduate from itt) until i even have to start to pay this back... which, by the way, a fifteen thousand dollar loan turned into me paying over fifty thousand with a minimum payment of two hundred and forty a month... i just don't know if i can transfer the school on this loan. any feedback will be appreciated immensely.

What is the best student loan for me? I am unemployed with no income, my parents make $150,000/year and they will most likely be my co-signers. I am pretty sure the income is too high for a FAFSA loan. Would it be wise to go with a bank loan, such as Chase's Education One? What other options do I have?

Chase School Loan Commercial? I watched a commercial washington state by Chase the bank abou a student loan. Does anyone know the website link that goes directly to the student loan page that they were talking about?

Do I really need a full-time job to get a student loan? I want to apply for a private student loan (I qualify for Unsubsidized Stafford loans ONLY) in August for the fall semester. I thought I would qualify for a private loan based on the fact that I will have 4+ years of employment, 2 years of positive credit history (thanks to an auto loan with no cosigner and all timely payments), and a year at my current residence. However, I was reading the Chase website (in the FAQ about Chase private student loans) about requirements for getting a loan, and they say that in order to qualify I need to have had a FULL-TIME job for the PAST TWO YEARS, and to CONTINUE working this full-time job DURING school. What? The whole point in getting a loan is so that I can focus on school! (and I plan on doing 18-20 credit hours). I haven't had full-time employment, and there's no way I can be full-time employed and doing this much classwork. I can do part-time but not full-time! is a full-time job really a requirement? Or is this exclusive to Chase? Edit: Yes, I understand the risks associated with student loan debt. No, there is no possibility of a cosigner. ah, more details. I have filed for FAFSA. I have $1750 stafford loan through Direct Loans, and $1750 loan through LaSalle Bank. I qualify for no other private loans. oops, I meant I qualify for no other GOVERNMENT loans.

what is the song in the new chase loan commercial where it shows the college student with a laptop?? The commercial starts out with a college student talking about her student loan and how she can pay and blah blah blah. The entire commercial a song is playing but i don't know what the song is (by the way, it is just the beat)

Need a student loan, should I keep applying after I have been turned down? I need a student loan to pay off old debt owed to the university I attend. I have applied twice already for private loans, one turned me down (Chase), and Sallie Mae said I need a co-signor which I do not have. I have no family to ask my mother is a recovring alcoholic and drug user, father a deadbeat and I am the single parent of three already working two jobs and attending class full time. I have two semesters unitl I graduate. Should I keep applying for loans while having inquires on my credit which I have worked on for the last two years (limiting inquires, and paying down debts) or just apply for loans until someonw helps me. I do not want the inquires to delay me further when trying to buy a home later in the future. What to do??

Student Loans For People With Really Really Bad Credit!? Ok so with a new school year beginning I am in need of a loan, just like 90% of the US college students, and of course I have been denied just like most of America with bad credit! I was a victim of idenity theft back in 2001 and its runied my credit miserably. I have been unable to pay off my debt because i have been in school, and not working! My family of which have bad credit so they cant co-sign.... So obiviously I have no co-signer! Now here's my issue I am transfering to a University thats about 35,000 a yr. My Finanical Aid & My Stafford Loans only cover so much... so i have had to resort to a privite loan to cover the rest of my fees, my books & my computer costs.... The problem holding me back is my bad credit!!! (which wasnt my fault might i add, yet i'm being punnished for it!!) I have been turned down now by 4 different loan companies: Wells Fargo, Chase, Astrive & Direct Loans....I am at a loss of what to do..... Does anyone have any advice or ideas for me? I already have a FAFSA award, a Pell Grant and a Stafford Loan...these were not enough to cover the costs!! i still owe the school almost 10,000.... I have compiled hours and hours of exhausting the internet and I still havent found a bank willing to take into concideration my situtition....Thus why I resorted to posting here..I AM OUT OF OPITIONS

Student loans?? Help!? So i was going to get a loan with Chase but my school doesn't show up on their list...I'm not sure why cuz i've started applications before. what should i do? Or is there a better place to get a loan...i need one for $15,000 i dont need it a year, thats what i need in total...i already finished off my first year n now im on my last but i still need to pay off last year...i had i applied for the Education One loan...but it seems thats no longer available.

Chase, Citibank, or other for student help? Do you think I can get a $5,000 private student loan with any company with a 537 FICO score but with a cosigner who has a good FICO score? Astrive doesn't have my school listed, don't wanna use sallie mae and Suntrust.

Private student loan advice? Do you know of any good student loan companies/programs in NC? I'm about to take out a private student loan through Chase/JP Morgan. 13,000 dollars total at 8.49% orgination fee(Ouch). 11.54% APR(Ouch Ouch). I've opted to pay interest only while in school. I've done the FAFSA thing and am getting grants but need more cash on hand to focus completely on school and grades instead of dividing my time between school and work. My community college isn't authorized by the federal govt. to work with students on any loans whatsoever so it's just me and my credit worth cosigner at this point. Can you save me with your great advice?

Anyone get a chase or citibank loan? Question? I was just wondering what verification was required? Like income verification or just school verification? This is only for people who got a student loan through chase istudentloan or citibank. Do they require income verification paperwork? I did a sallie mae once and it was super easy...just asked for copy of drivers licenses and enrollment verification.

A Bunch Of Qts Re: Private Student Loans. Input appreciated!? Now that it is getting close to the Fall '08 semester, I am getting ready to apply for private school loans two weeks from now. Returning to school in my 30s to finish my degree. Yes, Federal, scholarships, etc have been maxed out. Is it best to apply in person vs on-line/over the phone? I plan on stopping by the new Citibank branch in Harvard Square for my first attempt. Have you heard any positive or negative feedback on any of these that I'm considering: Citibank, Chase, Wachovia, Campus Door, Nelnet, Suntrust, Edamerica, Wells Fargo, US Bank, SunTrust Bank, Student Loan Network, Discover, StudentLoans, Campus Door, College Loan Corp, My Rich Uncle, Massachusetts Educational Financing Authority (anyone use this state-bases lender)? Who are the biggest and most secure lenders in the industry? Anybody use peer-to-peer lending? I plan on attending graduate school after undergrad. Are all private loans deferrable until after grad school? Is this a common feature of any private loan or does one have to be careful that although it says payments begin 6 months after the 4 years of undergrad, that deferment is extendable if one attends grad school? Any info on credit scores, Fico, finding out which lenders pull which score (TU is my highest) so I can target those lenders? Best to apply to all the lenders in a single two week period, so it hopefully only hits one's credit report once? Or is it best to apply to only a select few lenders because each time you apply it lowers your credit score? Do you have a preferred lender list of companies from your school that might be useful for anyone to use? What kind of terms in loan offers should I beware of? What mistakes have you seen people make? I should look for a low APR, no origination fees, discounts, rebates, etc? Know of any other websites or books covering private student loan that you can recommend? As always, any useful information at all is very, very much appreciated. Thanks. Rags P.S. Let's not start a the-evils-of-private-loans thread here. There are enough of them around. I know the dangers. More detailed answers, please. Not just Citi is evil. Tell me why in detail. Awesome, Woolfie! Awesome Woelfe!

After sub/unsub federal student loans, what is best option for graduate school? Going to law school... Just applied for sub/unsub loans with fed gov't, but I need more money for school... Grad plus loan is fixed 8.5% but is going with a private loan better with a bank? Even if I choose grad plus loan, which lender is the best to choose? My school is giving me two options: One of them is Chase/JP Morgan, I forgot the other...

private student loan question? i have been getting a private student loan from chase bank for 2 years now with a cosigner who has excellent credit. I am a student and I don't work but my credit had been pretty good. In the past couple months though I have been struggling so my credit score is not where I would like it to be; I;m working on getting that fixed. My question is should I be ok when I apply again for the third time with the same bank, same loan, and same cosigner? if not what should I do?

Student Loans For People With Really Really Bad Credit!? Ok so with a new school year beginning I am in need of a loan, just like 90% of the US college students, and of course I have been denied just like most of America with bad credit! I was a victim of idenity theft back in 2001 and its runied my credit miserably. I have been unable to pay off my debt because i have been in school, and not working! My family of which have bad credit so they cant co-sign.... So obiviously I have no co-signer! Now here's my issue I am transfering to a University thats about 35,000 a yr. My Finanical Aid & My Stafford Loans only cover so much... so i have had to resort to a privite loan to cover the rest of my fees, my books & my computer costs.... The problem holding me back is my bad credit!!! (which wasnt my fault might i add, yet i'm being punnished for it!!) I have been turned down now by 4 different loan companies: Wells Fargo, Chase, Astrive & Direct Loans....I am at a loss of what to do..... Does anyone have any advice or ideas for me? I already have a FAFSA award, a Pell Grant and a Stafford Loan...these were not enough to cover the costs!! i still owe the school almost 10,000.... I have compiled hours and hours of exhausting the internet and I still havent found a bank willing to take into concideration my situtition....Thus why I resorted to posting here..I AM OUT OF OPITIONS

HOW DOES INTREST rate on private student loan work??? I was approved for a $5000 for 2years at 11% for a private student loan at chase, how much would i owe after the two years. WHere should i take out a loan The only reason i am not getting a federal loan is because it take too long, and i need the money fast

Confused about consolidating loans...help me!? I have two private student loans through Chase, and the interest on them is killing me! Is it possible to consolidate them, even though they are through the same company? And if so, how do I do it? What should I look for? Is it even worth it? I'm so confused =( Thanks in advance!

Student Loans Need Help? Ok so i have a Stafford Loan out already through JPMORGAN CHASE BANK. I am looking to take out a Private Loan now for other expenses. My co-signer doesn't have the greatest of credit and I've had a little trouble getting approved through Astrive and other banks. So my question is, would I be more likely to be approved through JpMorgan Chase if i was to apply for a private loan through them? EDIT: If you don't think that apply for a loan through JpMorgan Chase would make any difference, where would be my best bet to get approved for a private loan? Thanks in advance

Student loan refunds? I applied as was approved for a Chase select graduate student loan. There was no outstanding balance on my student account prior to the loan. However there is a credit on my account, what happens to that money? Will it be sent back to Chase Bank? I thought the school sends the students the balance of the funds once there is no balance on the student account.

Chase Student Loan Application ID...Do you know where I can find it? I need it to check the status of my loan? application on their website ... And does anyone know how long it takes before you get the check? ... I got a letter saying I was conditionally approved...I faxed my ID&class schedule to them yesterday. Thanks!

Student Loans? I am a college student with NO credit because I just turned 18. My grandparents have bad credit so that kinda avoids me from using them as a co-signer. Do anyone know where I can apply for a student loan without a co-signer needed. I tried Sallie Mae but I was denied. I also tried Chase. Majority of them I tried it said my co-signer had to be working and working for atleast 2 years at the same job. My grandmother is disabled.. Someone help. College is very exspensive and I have come to far to drop out.

I need student loan!!!? Hi, I am currently in DESPERATE need of a student loan. I attend ITT Tech and i got a full pell grant and student loans that cover my whole tuition. I am looking to get a private loan to help me with gas money, while currently looking for a job. I tried Sallie Mae (Tuition answer loan), Chase, Astrive.... DECLINED for not good enough credit.... i used my dad as a cosigner on each application. He is the only cosigner i have... Please help me find a student loan i can get approved for, because driving 76 miles to school is killing me and my bank account. Also asked ITT Tech's Finacial Aid dept. they only offer "Tuition answer loan" already tried.

Student Loan consolidation help? I am going to be going into a two year paralegal program starting in the fall and I am pretty sure that I got the Stafford Loan for $3,500 and I got a grant for about $900. The Paralegal program will end up costing about $11,000 so I'll need to take out a private student loan. I find all of the financial aid and loans to be very confusing but I was looking at a private loan through Chase Manhattan bank that didn't seem so bad. I was wondering about loan consolidation. Are there any banks that will consolidate federal stafford loans and a private loan together to help you have a lower monthly payment? Chase Manhattan said you cannot consolidate a federal and private loan but I was wondering if maybe another bank would do that? Or is there another smart way to go about handling your loans after graduation? I'm just trying to think of the whole picture and plan for graduating. Also, when you take out a private loan it seems like they all have the variable thing going on..why don't they offer a fixed rate? Do you try to consolidate and get a fixed rate when you're done school? Like I said before...financial aid is very confusing to me. Any help would be greatly appreciated. Thanks!

Chase student loans?!?!?!? choosing a repayment option and wondering what does it mean by "Full Dereffal", "Immediate Repayment", and Interest Only"? It's for a student loan..and I need to chose one out of those three.

Chase Student Loan? I was wondering if anyone has had experience using this before. I need to make a payment this semester since my federal student loans weren't sufficient enough to pay my tution this semester. I also want to take out extra money so I can pay for summer classes and graduate instead of staying an extra semester in the fall. I got a letter in the mail from them saying that I can recieve my check in two business days. I know they might have a high interest rate but I am only planning on taking out 5,000 and I can pay it back 6 months after I graduate. Any thoughts? Well thats why am I making sure i take enough to pay off my money now and enough for the summer session.. I have a job lined up when I graduate so paying it back shouldn't be a problem. My government loans aren't sufficient enough to pay it all, thats why I'm seeking for a good private loan in which I can recieve the check in a timely matter.

Consolidating student loans? I graduated from college 3 years ago and have a 20K student loan to pay off which is consolidated. Currently I'm paying 3.75% which I think is a little high. My lender is Chase. I'm not sure about how loans work, but is it possible to go through another lender that would give me a lower interest rate? Does it work like a "Refinance".....how does it work....would Chase transfer my loan to them and I start paying a lower interest while also paying my principle? thanks

how long does it take chase bank to process all my student loan papers? i was conditionally approved...now i want to know how long it takes for them to process all my papers.......i faxed them my papers yesturday

how long does it take chase bank to process all my student loan papers? i was conditionally approved...now i want to know how long it takes for them to process all my papers.......i faxed them my papers yesturday

HOW DOES INTREST rate on private student loan work??? I was approved for a $5000 for 2years at 11% for a private student loan at chase, how much would i owe after the two years. WHere should i take out a loan The only reason i am not getting a federal loan is because it take too long, and i need the money fast

Student private loan issue? I started to apply online at Chase for a private student loan. The info I provided about my school which is a community college the maximum I can borrow is $11,700, but when I calculated the total for cost of attendance my estimate was $17,760. When borrowing from a lender are all private loans based on cost of attendance at the school you will attend? I thought the max per year was up to $40,000 for a private loan? Sorry, I forgot to mention $17,000 yr. isn't the cost of my tuition, It would be the amount needed for me to pay rent, gas money to get me to school (40 minute drive) and other expenses. There isn't any on campus housing for students and the rent for an apartment around here starts at 1200 a month.

Student Loan check? i received my student loan check from chase bank with an electronic signature. i endorsed the back of the check and i went to deposit it. Naturally, since the amount was big they put a hold on it, but when i checked my account online today it said that the check was returned to me because they could not verify the endorser. I asked them if they meant my signature but she said no. The lady from my bank (bofa) told me that when they tried to cash it from chase bank chase could not verify the endorser (the sig on the front). How could this be if it was one of their own checks??? I called chase but they haven't gotten back to me...

Pay off student loan with another student loan? OK--- I have a 32,000 dollar private loan with Sallie Mae (my school is expensive, along with living expenses..I have since switched to a public university) the interest on this loan is something crazy like 14.25%.. I just got approved for a 40,000 dollar loan from Chase at 8.5% Interest, with a 1.99% origination fee. Does anyone think it would be to my advantage to pay off my high interest student loan with this new, fairly low interest student loan? I understand that the 1.99% origination fee will be thrown on top, but it sounds like it will save me quite a bit in interest (I still have 2.5 years to go!) Any Suggestions? I'm really just thinking long term here, and want to do whats best for me in the future, such as if I don't find a job right away, etc...Thanks!

Private Loan? I need 1250 by the end of May for Summer Courses.... Is it possible to get a private loan with a credit score of EXPERIAN - 676 EQUIFAX - 650 I summited a CHASE student loan which I will repay back by the end of the summer anyway? Will I get approved? Are there any other options?

private student loan question? i got decline from financial aid i applied for chase private student and i got the papers back saying 12% interrest is that good ? if it is bad where is another place i can apply to get one with better interest?

Credit limit $500, need $100 what do I do? Ok, so I have a credit limit of $500, and my dog was sick she had to go to the vet and have emergency surgery so that was EXPENSIVE, so I have $187.00 left on my credit limit, sadly I need 275.00 to pay my tuition for college because Chase Student Loans wants to take their sweet time. I will be able to pay the balance off this Friday. Will I be able to go that $100 over. I have a BB&T Student Platinum Credit Card (Visa). If I dont pay my tuition I dont get to start school....PLEASE HELP!!! i have not had my credit card long enough to get the limit changed.

Student Loan Help? I am looking for somewhere that gives private student loans that can be used for things other than tuition. I know of Astrive and Chase but they have terribly high interest, a $30k loan ends up being over $110k when you graduate! Any help please?

60K of student loan debt - how can i repay? I am going to have 60K of student loan debt, with repayments starting very soon. 20K of this debt is from federal loans, 40K of this debt is from private lenders (chase, sallie mae..) Can anyone estimate my monthly payments? How can I get my payments around 350 - 400 a month, or hopefully lower? I'm considering law school, or getting my CPA... where I can eventually have 80K to 100K in debt. Should I go ahead and go back to school or just take a job now and start paying back the 60K.. any advice will help!!

Student loan consolidation? I applied for rates with 3 banks to get the best offer for student loan consolidation. About 60 days passed and I received a payment booklet from BofA. They had paid my student loans and began charging me at a higher rate than I had before. I never agreed nor signed a promise to pay or anything - just filled out an online application. What do I do now? They are on my credit report, they are charging me, I have not paid them anything. I don't want to as Chase offered me a better deal. I asked BofA to provide me proof that I owe this debt yet they have not. Its for over $30k. Since I never signed anything (just did the online application) do I really owe them anything?

Stafford Student Loan? I am about to choose a stafford loan lender. if anyone know which of the following could be the best student loaner out of these. Nelly Mae. CollegeBoard. Univesity credit Chase bank Bank of america, Sally Mae, Wachovia, Wells Fargo, Sun Trust Bank, Key bank, college Loan Corp, Student Loan Express, A+ Funds ? I would appreciate any feedback or tips for choosing the right one. Thanks

Private Student Loan,No Credit Check,Co-signer if so and Full Deferal......? All of the above is what Iam looking for, all that is in the title. I looked all over yahoo and google I FOUND NOTHING. I have a co-signer and they did a credit check and denied me. I went through Astrive, Chase, National City, Alternative College Loan, and anything that went through TERI (loan provider that is on every site in small print on the bottom of the page). Im basically screwed if I cant find a loan company that will take a co-signer but with NO CREDIT CHECK, grace period after graduation payment option, and where the loan doesn't go through the school your attending it goes directly to you. FYI: I had loans before with the same co-signer but this time his credit messed up for a some months (21 to be exact). Because they said (loan companies) if you have 21 months of good credit then your approved. But when this month came his 21 went bad and we were denied. The man im talking about is my fiance. Please help me i need it for my tuition for the Fall (august 25)

is there hope? ok so i need to take out a loan for school but i have no credit, i wanna take out a chase private student loan. my aunt has good credit and shes gonna be my co signer, so she i get approved fo the loan. im gonna take out 8,000

A credit card company denied me, can I apply for another one? Best Credit card for college Student? I was denied a Visa platinum credit w/Chase-Chase flexible rewards card. It was the 1st c.c I've applied for. Reasons for rejection are: - 2 many accounts w/ high bal. -recent deliquencies &/or past due bal. -2 few accounts on file 4 long My financial background: 21, 3rd yr university student. Free credit report shows 2 good records and 1 potentially bad. The 2 good 1) a family c.c. w/ high bal.13k),only my dad uses it. He pays for everything w/ it & pays a chunk of it(5-10kamonth). Im an authorized user since 1994. 2) student loan(dfrred payment) The bad: pastdue Victorias Secret payment of $70(paid in full now). I've disputed this b/c I was living abroad when charged& never received a bill in email/mail My questions are: 1)is it bad 2 apply 4 other c.c. soon? will being denied from chase affect chances w/ other c.c.? 2) What are good student c.c.? I applied for the chase cc but I have miles w/ United& need to use them by 6/08 & the chase card extended them. Thanks!

Default on Student Loan?? I have defaulted on my student loan. I live abroad and never want to move back to the US. Can I stll be chased down and penalized?? Can they come after me in a foreign country and take away my salary??

College Student...No Money..Little Credit. Need Car...HELP? I'm 19 and attend the University of Cincinnati. I need a new car my 1989 Chevrolet is no longer reliable. I found a Hyundai for 5000 dollars. I've checked it out and it's a good car. My total net worth is $3500 dollars. I have had a credit card for 1 year now and the last time i checked my credit report it said Never late Fast pay and showed my 3500 Stafford loan. My parents have awful credit and cannot cosign for me. WHAT DO I DO? My Credit card limit is $2000. Any suggestions? I've thought of some ways to make this purchase but they're kinda shady. I want to keep $500 on hand for maintenance/gas/insurance type stuff. How do i play with the numbers to make this work? Other Info. I was denied a CHASE loan because they said i dont make enough BUT I do. They didn't take into the fact of my summer temp jobs. Now I make approx. $300/month(I'm a full time student) but in the summer I make at least 5644. In a year I make 8344.

Can I use a student loan to buy a car? There is a thing from chase bank saying you could get up to $40,000 my tution is only about $18,000 so could i maybe borrow enough to buy a car? My school is over 4 hours away, and i really could use a car so i could come home every now and again. I know it sounds like a stupid question, but I know absolutely nothing about the loan issue. Any comments would be appreciated! Thank you :)

Private student loan; do I borrow per semester, or per year? Chase makes it look like it's by year, but...I'm wondering what I'm supposed to do with the money for the next semester until I need to use it. Can I put it into a savings acount, or would that somehow get me in trouble with the lender...? Should I just borrow per semester instead?

What is the best student loan company to take a loan from ? Cheap interest rates mainly payment plans stuff like that astrive monticello chase etc.

heres my situation...i have 19 open accounts, 3 are w. sallie mae, 1 is us dept of education, chase, walmart,? hooters, aspire, homedepot, target, fingerhut, care credit and cap. one. included on which i am an authorized user discover, cap one (a different one), jcpenny. i used cap 1 and discover for balance transfers so i can cancel hooters, aspire, orchard. i also transferred my person cap 1 card but intend to keep it. if i cancel walmart, fingerhut, target, and dell will that severly lower my credit? i know its not good to close account because then they wont report, but its also not good to have too many open accounts. my total personal debt is 5500.00 in credit debt. the student loans are about 8000.00 but im not worried about those at this moment since they are not in repayment. I also have one judgement against me from an apartment i had in 2002 and didnt know the boyfriend didnt pay rent on. i intend to pay them off in 2 weeks. did i make any sense here? lol...what do you suggest? what will hurt and what will help? my available credit is about 20,000.00 and... my three scores are 589, 608, and 610 at this moment i just had alot of cards with low limits and high interest so I transferred 5 balances to the low interest cards. i want to be able to get approved for a house or an apartment for myself and my daughter within the next 1-3 years so am trying to fix my credit now and pay it off

student loans... credit score? my credit is in the toilet right now. I make very little money and I have decided to return to school. I am debating on filing bankruptcy because I can't pay everyone off. Ive paid some but its seems like I am chasing my tail. I returned to school to get a better job to make better money. I realize i was dumb and stupid but I am trying to correct it and i can't get ahead. I was thinking even though I my student loans aren't due until I graduate in 2 years. Should I start paying on them? Does it matter? Im gonna pay the interest now no matter what but I was wondering would it help or not?

what is the average percentage rate on a student loan? Chase bank offered me 10.5% are there other banks that offer a smaller APR.???

No Idea how loans work.. Please Help..? I'm a Tx student trying to get a loan. I already tried FAFSA not much help so looking for other options. Chase Bank offers a Private Edu Loan but I have no idea what my offer is saying so if someone could please break down what each of these things mean.. Thank you in advance :) greatly appreciated! I'm borrowing $5000 and they say.. - variable interest rate based on LIBOR current 5.02% plus 6.5% - APR based on above is referenced index 12.15% -Loan origination fee 3.99% of original amount Are these things good and what does each one mean? Thank you so much!

How can i pay for college? I've tried to get grants and I don't qualify for them. Last semester I got lucky and my parents paid the tuition but they've been holding it over my head every since. I've tried to get student loans through sallie Mae, chase, think financial, etc and I don't qualify. I tried to have my parents co sign for me but it didn't work. What else can I do besides taking out a regular loan? I tried scholarships but i didn't get any. i have a job and i've been working my ass off to pay for this semester and am not going to work for the school for minimum wage when i'm making more at my current job.

Has this helped me? I am a 21 yr old college student with no student loans, nothing past due, and basically no credit what so ever. I have a car but it's paid for. I just recently opened a joint account with my fiance and they gave me a credit card to use for emergencies (from Chase bank). I don't believe in debt or using credit cards but we did use it because I basically had no other choice. The limit was $500 but I only used $360. I've just paid it all off and the bill isn't even due until another 2 weeks. My question is has this event helped me start any (good) credit? I don't plan on using it again but just in case I needed a loan or something or I wanted to get a house or another car? Would they look at this and consider me a good canidate? Thank you and sorry for all the details I just wanted to make sure everyone understood.

Confused about consolidating student loans? I have two private student loans through Chase, and the interest on them is killing me! Is it possible to consolidate them, even though they are through the same company? And if so, how do I do it? What should I look for? Is it even worth it? I'm so confused =( Thanks in advance!

Please Help Me... I Need a 2000 Dollar Loan and Fast? I am in need of a student loan to help cover family problems. i need to know if i get a student loan, will i get a check or will it go straight to my school. Also I dont have a co-signer however i am able to pay back the money within 6- 10 months. I am thinking about going to chase bank and if not i'm going to try perkinsloan.com... please help me!

College: Student Loans - Discover vs. Chase? I need help with choosing financial aid. I've received letters from Chase and Discover. Anybody know which is better of the two or suggest a better one? Sites I can check out would be good too plz! Please reply asap. Help much appreciated! Thanks in advance

Has this helped me? I am a 21 yr old college student with no student loans, nothing past due, and basically no credit what so ever. I have a car but it's paid for. I just recently opened a joint account with my fiance and they gave me a credit card to use for emergencies (from Chase bank). I don't believe in debt or using credit cards but we did use it because I basically had no other choice. The limit was $500 but I only used $360. I've just paid it all off and the bill isn't even due until another 2 weeks. My question is has this event helped me start any (good) credit? I don't plan on using it again but just in case I needed a loan or something or I wanted to get a house or another car? Would they look at this and consider me a good canidate? Thank you and sorry for all the details I just wanted to make sure everyone understood

Pre approved Credit Cards??? Ok..so I have been receiving pre-approved credit card offers, mainly from chase and capital one....within the last 3 months I have recieved 12 pre-approved invitations from capital one and 14 from Chase..(Got my mail today)....I even recieved one from american express telling me i am "officially selected". Last time i check I did not have a good credit history...well..I pretty much did not have any credit (have never own a credit card...always got turned down...) at the moment all i have is student loans...I have not applied for a card for about a year now.....My question is, the pre-approved offers that i am receiving if I go ahead and apply for lets say capital one will i get the card?????

Recent College Graduates wanting to buy a home? My husband and I graduating from college in December and we are wanting to buy a house by Feb. We currently live in an apt. on campus and they give us 90 days to move out after graduation. Would we be able to buy a house? We both will be staying with our same companies (JPMorgan Chase, and I work for a local hospital system). Since we plan on staying with our current companies, how long would we have to be making our new salaries? We've talked with a lender and she said that they would accept letters from our companies that show our new salaries and we could buy in Dec. without having to wait. I have good credit and my husband has excellent credit. Our credit consists of credit cards (AMEX, Mastercard, and a few store cards), one auto loan (we had another, but we paid it off early) and a good amount of student loans that our parents co-signed for us. After graduation, we will be making at least $85,000 combined.. my income varies (I will be a RN). We want to spend 140k with 4k down.

Pre approved Credit Cards??? Ok..so I have been receiving pre-approved credit card offers, mainly from chase and capital one....within the last 3 months I have recieved 12 pre-approved invitations from capital one and 14 from Chase..(Got my mail today)....I even recieved one from american express telling me i am "officially selected". Last time i check I did not have a good credit history...well..I pretty much did not have any credit (have never own a credit card...always got turned down...) at the moment all i have is student loans...I have not applied for a card for about a year now.....My question is, the pre-approved offers that i am receiving if I go ahead and apply for lets say capital one will i get the card????? also how are prescreened offers done....?????

what is a good bank to get a college loan from... any suggestions? I need help i will be returning back to school this fall and need to know where a good place is to get a student loan. Please help if you know of a good bank. I have recieved mail from bank of america and chase... are they any good Thanks

Can one credit Card Build a solid credit History?? I have a Chase Student credit card. If I pay it on time and keep low balances for like 7 years will it help me out when applying for car loans ect. Only want and need one credit card. I am trying to gain a perfect score, just a decent score..

To all the Credit Experts out there can you answer this?? I am 20 years old and applied for a Chase Student credit card and was accpted. I've had that card since early 2006. Then comes First Premier credit card, biggest mistake of my life they are such a rip off. I got them in late 2006. I got tired of all the fee's so I canceled the card with a high balance. I also got a Platinum Visa Card that i wanna cancel but only had it a month with a high balance on it. If I dont have the money is it best to cancel both the cards pay off the balance and start over again with just my Chase Card which I've had the longest which dosen't have alot of fees. Im still young and dont intend on getting a mortgage or loan anytime soon. I wanna start over with one credit card. I also have a FingerHut credit account in good standing with 0 balance. If I cancel both the cards now, how long will it stay on my report?? What would you do in my situation? Please No copy and pasted articles or links, I wanna read real peoples opions and hard cold facts.

My credit card payment is going to be 30 days late, how will it affect my credit score? I have had this card (Chase) for six months. I also have a Capital One and I am making monthly payments on my student loan. I turned 18 last june and have a full time job. I have been making my payments in full and on time. And I went from having no credit to a "fair'' credit score of 627. And I know I am close to having "good" credit. However, this month I had to help out my mom with her bills, and I had to use my credit card. I will be able to pay it off but it is going to take a month, and by the time I pay it off it will have been about 30 days late. I need to know how many points will be taken off my credit score. I have been paying my bill on time but my mom was sick and I had to help my family. I only used that card for emergencies. I pay cash for everything else. I have been paying my bill on time but my mom was sick and I had to help my family. I only used that card for emergencies. I pay cash for everything else.

How much should my Credit Score increase after two public record judgements are deleted? There are two public record judgements on my fico score provided by Equifax which don't belong to me. I currently have an investigation going with them. These two judgements are ONLY on my Equifax CR, NOT Experian or TransUnion. My Experian credit score is 632 and my Transunion is 637. My Equifax which contain the two inaccurate judgements is 542. I wanted to know if this has happened to anyone and how much did their score increase after the items were removed. I have no debt, only a student loan payment of $50 a month, balance is $3300, and a macys revolving credit card of $100 limit with zero balance. I recently paid off all my debts and my score increased from 513 to 632, (Experian) in 3 weeks after paying off a closed Chase credit card acct and 1 collection acct for a cell phone bill. If my credit score went up so much by just paying off the little debt I had of about $500 then I'm curious to see how much more would it increase with two false judgements deleted? Can any one help?

I have had a Capital One credit card for about a year? I just recently applied for and got a Chase credit card with a better interst rate. I no longer use my Capital One card. My question is this...do I cancel my Capital One card or is it better to keep it active but not use it. Another question...aside from my two credit cards I only have a student loan for $1000 on my credit and I want to get a credit card that I can earn air miles with because I like to travel...is this a wise idea or not? I am 22 and am trying to build my credit. Thanks in advance for your answers.

FAFSA... what is this? Hi guys, please explain me how this fafsa works. I have just filled out a FAFSA on consent of chase bank loan advisor. Please tell me what I have to do to apply for a loan. I dont feel like asking my advisor again about this.. some one help me.. I on F-1 student visa.

Alien registration number for applying a loan? I am planning to apply for a loan from chase, but its asking me for a SSN or an alien registration number. I have neither but i have a eligible cosigner .. how can chase do this and say that they help out international students.. i need some help on what to do on filling up that blank .. thanks in advance

How do you start building credit if you have absolutely none? I'm 22. I don't have any history of credit. (No credit cards, loans, etc... Nothing.) My friends told me that they all started building credit by opening a student credit card from Chase, the ones with a 200 dollar limit. I tried to do that but actually got denied. They said that I have "too few accounts open to resolve credit." So how do you do it? Okay, I will try citibank, thanks. :) Also, I already have a checking account open. I do not have a cellphone or any other type of bill like that under my name, though. I mean, I don't have a cellphone period, haha. :) I don't want one. Also, I would never use a credit card unless I could pay it off immediately, of course. :) That was my plan.