Fed Financial

consolidating private loans?

which company is the best to consolidate private student loans i have one with citi bank and aes citibank did not approve me i guess because of my credit are thier any out thier that does not do credit check that are good or any other companies that they know of that work with people trying to get loans paid

Public Comments

  1. the one with low apr
  2. Federal Direct Loans have the best rates. Also give Sallie Mae a try. Fed Dir will consolidate all your federal loans even with bad credit. They will also offer a six month deferment after the loan is consolidated!
  3. They all do credit checks. Try beneficial, or go through student loan links and check with them.
  4. before you consolidate go to daveramsey.com He is a financial genius and will give you good sound advice
  5. i'm gonna need one for med school in the future. so i'll be researching
  6. I use www.payplan.com not sure if any use though but there not a loan company they pay off debts, but only if a certain amount... I've took out other loans to pay and I'm suffering and will be for years to come.... wish someone suggested ^
  7. Consolidation loan will probably not be easy to get if you have bad credit. Loan companies do not want to take the chance of taking on another creditors liabilities & take a lose. You might try getting a cosigner, like a parent, & try at their local bank. The bank might be more willing to work with them if they know them.
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