Fed Financial

Emergency help regarding child support putting a lien on a joint checking account?

My husband just recently recieved a lien from child support that they are putting a lien on our financial bank. It is my understanding that as long as it is a joint account, they cannot touch it. I live in Colorado and although there is not much in our checking account, it is all i have to pay our bills. He currently was told that he doesnt have to pay child support anymore, but he is being garnished for arrearages. He is set up on a garnsihment to pay back this arrearage. Can they seize our checking account? Thanks for answering my question, but perhaps there is a misunderstanding here. My husband HAS been paying child support for the past 12 years every single month, the arrearages is from when his ex disappeared and he did not know where they were. The children are all over 21 now. We are set up on a payment plan with child support to pay back the arrearages and have been for a while. He is not a deadbeat, just didnt know much 12 years ago.

Public Comments

  1. Yes when you owe the state you owe the state its money back. keep the payments up to date for heavens sake or stop having kids
  2. If they already have siezed the account there is nothing you can do. The bank will not help you.
  3. Yes, they can, but you can ask for 1/2 back if your name is on it too. Write, yell, scream to the state and take his name off all your accounts.
  4. Call your bank and ask them
  5. In addition, open separate bank accounts too. Never have an account with anyone that can put you at risk. That goes whether it is for child support, someone with credit problems, drug issues, etc. Good luck
  6. YES, he hasn't PAID his CHILDREN, what he owes them, NOW the COURTS, say its PAY UP, time Nothing you can do about this, so find another way to pay your bills, M
  7. I dont know about Colorado but I do know in the states I have lived in they can sieze a joint account and any assets you share,also any income tax refund that was filed jointly.
  8. Colorado is one of the worste states for that. Talk to a lawyer because they will usually give you free advise at first. Contact child support enforcement and ask them why they put a lien on your money. You should not wait either. They are a*sholes there. Income tax: file injured spouse and they cant touch your income tax. Colorado is also set up where they will/can charge interest on arrearages, monthly interest, if the other party owed the money pushes the issue. Sounds like the ex may be pushing the issue. good luck.
  9. Sorry....once their is a lien against your account, the money is considered forfeited. Now if the money would have been in your name solely, this would not have happened. Try keeping the rest of your money away from anything where the gov't can grab....ex: safe at home. That money is gone that is in the bank. You may want to scramble to get money to pay your bills. I'm sorry I couldn't give you a better answer. I know you are looking for a way out....but the gov't closed the loopholes when they attached the money. The only thing that " Might" work is to declare bankruptcy ..chapter 7, against the lienholder...which in turn that will freeze the money that is in the bank. They can't take it then. Wish I could tell you more...wishing you the best.
  10. I have never heard of them seizing a checking account. I know they can take your taxes if your in arrears $500 or more. If they are garnishing his wages they shouldn't be doing that. You need to talk to someone about that.
  11. Theres not much you can do! He owes his children money. You shouldn't have kids if you don't have money
  12. Yes they can touch your money if you have a joint bank account with him. You are married to him. Get your own checking account have the money put in there. They can't touch just yours. Only if it is joint with him. They took every penny out of our checking account. All of our checks for our bills bounced. But really you can't be mad at them. Once you are over a certain amount in arrears they can start putting liens on everything that has his name on it. House and cars. Child support does not mess around anymore. Which in some cases is a good thing.
Powered by Yahoo! Answers