Fed Financial

Chase Student Loan?

I was wondering if anyone has had experience using this before. I need to make a payment this semester since my federal student loans weren't sufficient enough to pay my tution this semester. I also want to take out extra money so I can pay for summer classes and graduate instead of staying an extra semester in the fall. I got a letter in the mail from them saying that I can recieve my check in two business days. I know they might have a high interest rate but I am only planning on taking out 5,000 and I can pay it back 6 months after I graduate. Any thoughts? Well thats why am I making sure i take enough to pay off my money now and enough for the summer session.. I have a job lined up when I graduate so paying it back shouldn't be a problem. My government loans aren't sufficient enough to pay it all, thats why I'm seeking for a good private loan in which I can recieve the check in a timely matter.

Public Comments

1. Private loans will require you to have a cosigner or pass a credit check yourself... so if you have neither, you may not get it. Also, Federal student loans have limits for a reason. Don't borrow more than that or you'll wish you hadn't. Trust me. Also, you will need to do another loan for the summer semester. (You can get another federal loan for the summer. Don't do a private loan when you are eligible for a federal one.) Hope it helps.
2. When it comes to the financial aid process, people often ask "Where do I begin?" We're here to help and guide you throughout this process. This page outlines the steps to applying for a Stafford Loan. Basic Stafford Loan Requirements are, You must have submitted a FAFSA. For subsidized Stafford Loans, you must have financial need as determined by your school<!--You must be a U.S. citizen, permanent resident, or eligible non-citizen. You must be enrolled at least half-time. You must not be in default on any education loan or owe a refund on an education grant. Below, we have highlighted the specific steps for completing the Stafford Loan process http://best-loans.awardspace.com/student-loans.htm The FAFSA is the first and most important step towards getting a Stafford Loan; you can't get a loan without filing yours, and it's also free. You can file your FAFSA electronically at FAFSA Online-->be sure to include the school's FAFSA code (or prospective schools, if you are a high school student) to ensure that the results are sent to your school's financial aid office.
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