Fed Financial

Citibank student loans, are they harder to get than astrive?

Astrive approves me for student loans all the time using my mom as the co-signer but Citibank recently denied me for a $5000 loan. I noticed their interest rate and origination fee rate were much lower though than astrive. I'm assuming it's just harder to get approved by them because they offer better rates or whatever. Does anyone have experience with how hard or not it is to get approved by them?

Public Comments

1. I used Citibank for all of the loans I took out after I received all else. I was denied by other banks, and my parents have ok credit, and I used my dad as a co-signer and was approved. I pay 8% interest. If using one parent doesn't work, use the other parent or a grandparent. Try as hard as you can to get a good interest rate, it will really add up when you get out of school, and you can't consolidate private loans with your federal loans. My CitiAssist is 8% but my federal loans (consolidated) are 6.75%. Good luck.
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