I wasn't able to take classes this last winter because I had a large balance still at my school and couldn't register until it was paid off. So, I got a Chase student loan with deferred payments to pay off the balance and cover future semesters. I'm wondering if anyone knows if I do not take Spring and Summer courses, will I have to start payments because it will have been about 8 months since I've been enrolled in classes. Do I just need to be a student at a university or do I need to be enrolled at least half-time? By the way, I'll be calling Chase tomorrow, but until then, does anyone know?