Fed Financial

I have a sallie mae student loan with a cosigner and also 2 federal loans?

I need to know if there are any finance companies that would consolidate my loans when my credit is not all that great. I really need to consolidate these so I can get my cosigner off of the sallie mae loan. I also own no home so I cant use that for collatoral.

Public Comments

1. Please don't consolidate your federal loans with your private loan (i.e. the loan you refer to as "Sallie Mae"). Federal Loan Consolidation is a wonderful program offered by the federal government that will allow you to combine your federal loans into one loan, fix their interest rate, and extend your repayment term up to 30 years. There are a number of reputable companies that offer Federal Consolidation and any legitimate company won't allow you to add your private loans into the consolidation "mix." Usually, you can remove your cosigner from your loan simply by making a certain number of payments on time (sometimes 24 or 36) and filling out a "cosigner release" form. There IS such a thing as a "private loan consolidation," a.k.a. "private consolidation loan." However, in most cases, if you don't have good credit, you will need a cosigner to get the new loan. In the end, it'll be faster to keep paying your private loan and obtain a cosigner release ASAP.
2. Just dont pay that shit. This is america, you dont hafta do what you dont wanna do!
3. There you go : http://students-loans-consolidations.com/