seriously, each commercial is exactly the same. i watched one about laurel collegiate loans and one about astrive and the ONLY difference between both commercials is one said u dont have to pay a cent until after you graduate and the other said dime. THAT WAS IT. is this some new pyramid scheme sorta like online colleges? every1 knows online colleges are bogus. non transferable credits? if you go into an online college agreeing to something like that then you really are dumb and i guess belong to the online college crowd.