Fed Financial

Does anyone have a suggestion on where I can get student loans with bad credit?

I am a student and I really need additional funds for school. I do have federal financial aid, but I need funds for additional school costs. When I was younger I ran into some bad times and basically ruined my credit. Does anyone know anywhere that will work with people like me...I am kinda desperate!

Public Comments

1. you are kinda screwed for getting any extra loans if you have bad credit I am in the same boat. I can only get federal loans, and when they are up for the year there is no more that I can get. Unless you can find a good cosigner and try a private student loan website.
2. With bad credit the only way you can really get a loan is by having a cosigner. If there is someone that you are really close to (family member, friend, relative, etc) that you feel you could confide in about this, ask them if they would be willing to cosign for you. Not many people are willing to cosign unfortunately, just because of the risk of losing money though. So it may be tough to find someone. Have you tried to talk to you college about the situation? I know at my school you can take out "emergency loans" which allow you to get more money from the school if certain situations come up like medical or something. Also, if you can prove you need more financial aide, many schools will allow you to fill out a form with all of your expenses that you can bring to them. They will evaluate it and then decide whether to give you more funding. Be open with the financial aid people at your school though. They are your best option at receiving more grants, scholarships, or student loans. Good luck
3. Hi, Maybe you can try to go see on this website: http://www.gotoinfolink.com They have a section for bad credit. Hope that help ;-) Jeff
4. The first time I applied for a credit card, it was denied. The reasons given included insufficient credit history, which was true. The best way to repair bad credit is to get out of debt first. Once out of debt it's a lot easier to pay bills on time. Paying bills on time is a good way to start getting good credit. Even some payday loans can help estabilish good credit. This site can help if you need some cash or more info... http://loan.deal4-you.com Good luck.
5. Getting a student loan these days are simple. Have seen lots of people asking info on bad credits. Well, if you need to get your problem solved on<!--bad credit, you must know to how to confront it and how to clear the bad credit. Many factors can contribute to someone getting a "bad credit" rating, among these are non-payment of an account or late payments over an extended length of time. Take a look on http://badcredits.awardspace.com/ You can easily be labelled as a bad credit risk by financial companies. This can make it more difficult to-->arrange loans or other finance, and usually means you will pay more interest on any loan you take out.