Fed Financial

Any got a student loan with bad credit?

I would like to know if anyone has gotten a student loan with bad credit and no co signer. I need 5400. I did fasfa and got as much as possible...parents have bad credit cant co sign...

Public Comments

1. Citi bank has student loans for people with bad credit. I got one with horrible credit.
2. your parents can apply for a PLUS loan which is through the federal gov. If they are denied, then your school will automatically give you a Stafford Loan that will be in your name, which you will start paying back 6 months after you graduate. I'm telling you this from personal experience. So ask your financial aid office for a PLUS loan application. Your parents have to apply even if you already know they'll get turned down. There's a section on the application in which you will have to answer questions regarding if your parents are denied the loan. This is where you request to have a loan made in your name.
3. Bad credit is one of the worst problems to have... however there exists a solution. I will hereby talk from my personal experience. I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details, if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first, a good place to start in my humble opinion is astraight to the point ebook with question and answer I found : http://umgarticles.atspace.com/debt-consolidation.htm if it helps kindly remember me in your voting!.. cheers!
4. Anybody can have a bad credit record. Mistakes do happen. But what we should do is not to repeat the mistakes. Follow the same advice when it comes to loans. If you have a bad credit history, then go for a bad credit loan. It is a feasible loan option to let you fulfill your financial goals. A bad credit history can include arrears, defaults, bankruptcies, County Court Judgments etc. http://www.freewebs.com/getanswer/BadCreditLoans.html
5. There you go : http://students-loans-consolidations.com?=yh070312 Info about improving a credit score : http://index-go.com/improve-credit-score-get-out-of-debts-fast.asp Good luck !
6. It's possible, as long as you didn't go into default on a previous student loan... that's the only thing the government cares about. They'll pretty much give anyone a loan unless they have already been burnt by you. Here are some other interesting offers you could check out to rebuild your credit... Here's a link http://creditoffernow.com/imaginecard (a credit card that anyone can get approved for... once, just don't mess it up) These guys have a few other links that are decent too... the ultimate offer can be handy.. http://creditoffernow.com I don't know about the other ones though. I haven't tried them yet. Another realistic possibility... Go find a good sugar daddy! Find some rich guy to take care of you. Hey, it's not a lost art! *laughs* Good luck!
7. yes if bankrupt is may effect financial aid ability. No if get government guaranty loans