Fed Financial

What is a reputable Student College loan company?

I'm going to college in Spring, and I need a student loan. I have a cosigner, my mother, and need to look over lenders. I'm considering CitiBank. Please let me know

Public Comments

1. I did a lot of research for this since I recently got a 20,000 loan. I went with Astrive since it was easy. All of the interest rates are the same since it's based on your credit scores. Sallie Mae is another one I have used. They are all shady however so try not to get too deep into debt!
2. ALL STUDENT LOANS ARE A STEP UP, IF YOU CAN TRY TO SAVE UP AS MUCH MONEY AS POSSIBLE. OTHER THAN THAT I WOULD TRY TO SUGGEST SALLI MAE OR YOUR CREDIT UNION.
3. Students who are looking for a bad credit student loan should pick three schools they are most interested in, talk to the admissions office, and ask what is needed to apply in their school.A bad credit<!--student loan is payable only after the student has completed his or her education, and has started earning a certain minimum amount. You can find more information on Student Loan here, http://badcredits.awardspace.com/student-loans.htm The minimum amount that the candidate of the bad credit student loan is required to earn has also increased. Bad credit student loans are available as both secured and unsecured loans-->depending on whether you are a homeowner or not. The rate of interest to be paid on unsecured bad credit student loans is higher than that on secured bad credit student loans. This is because the secured bad credit student loans are backed by your home as a security.
4. I can't answer your question accurately without clarifying a few details. Are you planning on getting a private, credit based loan at CitiBank? Do you know how about the Federal Family Education Loan program (FFELP) established for students that provides federal funding, as well as low interest rate loans? If you have only heard of private loans, and are interested in what the federal government offers, you should fill out a free FAFSA form, which will allow the government to determine what grants and loans you will be eligible for. This is a great option because government loans are low interest and come with benefits like unlimited in-school deferment, tax deductible interest, forbearance, as well as three years of after college deferment in certain situations. For more information on qualifying for the FFELP, please visit the source below:
5. Honest advice at http://www.studentfinancialadvisors.com Here is what they are currently offering .25% rate reduction for automatic check withdraw, 1.00% rate reduction after 36 on time payments, and up to 4 years before you have to start paying. Also it is completely free.
6. Don't apply for any loan from a bank until you've exhausted all federal loan options. Check this first! http://www.fafsa.ed.gov/ Then if you aren't able to get federal loans or you find yourself short funds, try for some scholarships/grants. You can find links to a list of sites that specialize in them at http://www.studentloanadvisors.com Finally, if you still need a loan, apply for a private student loan at http://www.studentloanadvisors.com