Fed Financial
Cap1 - Is this true???
A response I recieved regarding a cap1 question: """""Capital one very rarely gives out credit limit increases. Also they don't report credit limits to the 3 credit reporting agencies...so that has a way of bring down your score..they only report your high amount you've used...so it hurts with utilization. You are far better off with Citi or Bank of America and Amex. Stay away fron Cap 1"""""" Is this true? And if so... what do i do as i was turned down for citibank (i have a score of 720, 23k in student loans and no current credit cards - they said they wouldnt give me a card because i dont have a card) How can I get a credit card to start increasing my score more???
Public Comments
- Capital 1 is scum. try Bank of America or Advanta for the best rates.
- Capitol is not great.. Some people love them ... some dont... Your score is actually wonderful.. however the student loans are gonna get ya. I would try for a local credit union credit card. You would probably be approved for Juniper branded cards, Household Bank cards, GE Money Bank, and possibly MNBA... however if you have been hitting your credit alot you might be out of luck. Hope this helps!
