Fed Financial
Financial Help?
Does anyone out there no of any financial insitutions who do debt consolidation loans without collateral? I have a work history and am able to make payments, but without collateral it's nearly impossible to find anything.
Public Comments
- If you have decent credit you should be able to do a unsecured loan based on your income to debt ratio. If you are lowering your payments and not looking for additional funds.
- www.prosper.com
- find nonprofit organizations. do a general search on yahoo and you will get good ones. My sister used "consumer credit management" after her divorce.
- My friend went to a debt counselor who set it up and got the % rate from the C Cs reduced. The legit ones are free so that might be a place to start.
- your trying to borrow your way out of debt, it does not work. We were in tons of debt a few years back and stopped borrowing, we got on a budget and went crazy and paid it all off. We used Dave Ramsey's plan: http://www.daveramsey.com/ It was not easy. But we don't have any debt and we sleep a lot better at night.
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